KuCoin Pay vs Plisio

KuCoin Pay is a cryptocurrency payment solution for consumers and merchants, supporting online, offline, and in-app transactions. Checkout options include API integration, hosted KuCoin Pay checkout, and QR codes. Payments can be made on-chain from exchanges or decentralized wallets; verified KuCoin users can also make gas-free off-chain payments to each other. Consumer payments settle instantly, and access is for verified KuCoin users. Merchants apply with business information, complete verification, sign an agreement, and integrate the API. They can settle in stablecoins such as USDT or USDC, or convert crypto earnings to fiat through KuCoin OTC. A merchant portal provides transaction monitoring, financial reporting, and customer insights. KuCoin describes merchant compliance measures including AML/KYC protocols, anti-fraud monitoring, and Travel Rule support through solutions such as Sumsub. The service supports web, iOS, and Android. Consumer payments cost nothing, though merchants may apply handling fees. Merchant pricing is volume-based and available on request. KuCoin Pay is linked to the main KuCoin account, so suspension of that account also suspends KuCoin Pay.

Plisio is a cryptocurrency payment gateway for websites, with tools for accepting payments, creating invoices, managing a multicurrency wallet, and making mass payouts. The homepage lists support for Bitcoin, Ethereum, Litecoin, Zcash, Dogecoin, Dash, Monero, USDT, Bitcoin Cash, USD Coin, TrueUSD, Shiba Inu, BitTorrent, Tron, Binance Coin, Binance USD, and Ethereum Classic. Plugins can accept and convert crypto into 160+ world currencies. Invoices can be sent by email, SMS, or messengers and include QR codes for payment. Mass payouts can group up to 1,000 transactions and import payout details from an XLS file. Integrations include WooCommerce, Magento, PrestaShop, OpenCart, BigCommerce, and WHMCS. White Label keeps payment on the merchant's website and supports custom invoice design without Plisio branding. Listed security measures include TLS v1.2 with at least 128-bit AES encryption, two-factor authentication, and trusted IP addresses. The Wallet plan is free; Gateway API is $0.50, paid once; White Label is $1.50, paid once. A 0.5 % transaction fee is listed.