LivePlan vs Scenarios
LivePlan
liveplan.comScenarios
scenarios.ukSide by side
| Figure | LivePlan | Scenarios |
|---|---|---|
| Price from | $15/mo | £6/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| Plans published | 6 | 3 |
| Spec score · Financial Planning Software | 8.6 (#11) | 7.4 (#23) |
| Headquarters | Eugene, Oregon, United States | Nottingham, United Kingdom |
| Integrations | The documented accounting integrations are QuickBooks Online and Xero. | The privacy policy identifies Google sign-in, Stripe payment processing, and Anthropic as the processor for AI assistant messages. |
| Purpose | LivePlan is a web-based service for writing and managing business plans and tracking financial performance. | Scenarios is a financial modelling tool for individuals to explore retirement projections, stress-test assumptions, and understand long-term financial trade-offs. |
| Security | LivePlan says data is written to multiple disks immediately, backed up daily and stored in multiple locations. | The maker says data is encrypted in transit and at rest, hosted in the EU, and not transferred outside the UK/EEA; optional two-factor authentication is available. |
| Support | LivePlan provides weekday live chat and email support plus group onboarding and a help center. | Support is available by email at [email protected], and the Help Centre says most queries are answered within 24 hours. |
Plans
LivePlan
- Standard$15 a month
- Premium$30 a month
- LivePlan Expert$30 a month
- LivePlan Expert (add-on)$30 a month
- Standard$180 a year
- Premium$360 a year
In their own words
LivePlan
LivePlan is a web-based service for creating business plans and monitoring financial performance. Its income statement, cash flow, and balance sheet forecasts are connected, so changing an assumption updates them together. The service includes AI-based idea validation and geography-specific market research that LivePlan says draws on more than 50 verified sources. Users can turn plans into presentations, edit them in LivePlan, and export them as PDF or PowerPoint files. QuickBooks Online and Xero connections bring accounting data into forecasts and dashboards, and the service includes more than 550 sample plans. Standard and Premium each list one active company, five contributors, and unlimited guests; only one company may be active at a time. LivePlan works on Android, iOS, macOS, web, and Windows, but requires an internet connection for all functions and has no mobile app. It lists chat and weekday email support. There is no free trial; LivePlan advertises a 35-day money-back guarantee. Standard is $20 a month and Premium is $40 a month, both billed monthly.
Scenarios
Scenarios is a web-based financial modelling tool for exploring retirement projections, testing assumptions and considering long-term trade-offs. It runs 1,000 independent simulations using investment returns, inflation and market conditions, then presents results as percentile bands. The free plan includes a wealth fan chart, editable plan inputs and configurable assumptions.
Paid features include a UK tax engine modelling 2026/27 rules, including Scottish income tax bands, capital gains, dividend and savings taxes, and pension allowances. Planning tools include cashflow and portfolio analysis, scenario comparison, retirement safety analysis, withdrawal strategies, inheritance tax planning, life events and spending phases. Solo costs £6/month billed annually (£72/year) and allows three saved plans, 100 AI requests per month and comparison of up to three scenarios; it does not include couple modelling. Duo costs £10/month billed annually (£120/year), supports joint modelling for two people and provides a combined household view. The maker says data is encrypted in transit and at rest, hosted in the EU and not transferred outside the UK/EEA. Scenarios says it is UK GDPR compliant and does not provide financial advice; its projections are illustrative and educational.