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SPECIFICTION
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Lopay vs MobilePayments

Lopay

lopay.com

MobilePayments

mobilepayments.co.uk

Side by side

FigureLopayMobilePayments
Price fromFree—
Free planYes—
Free trial——
Open source——
WebYesYes
iOSYesYes
AndroidYes—
Plans published35
Spec score · Mobile Payment Processing Software7.9 (#8)7.8 (#10)
Founded20222024
Payment methodsIts pricing page lists chip and PIN, contactless and wallet payments, NFC and wearables, Tap to Pay, payment links, subscriptions, donations, QR codes, invoicing, and refunds.Merchants can accept card, contactless or cash through a connected checkout, including Tap to Pay on iPhone and a card reader.
POSThe point-of-sale feature lets merchants organize products, manage stock, and check out using a smartphone or tablet.The app includes a point-of-sale system with product library, discounts, split bills, tables, bookings, stock and team permissions.
ProductLopay provides payment tools for businesses, including in-person payments, payment links, and point-of-sale features.MobilePayments provides tools for taking payments and managing sales, products and reporting.
SupportLopay lists in-app, email, and phone support, guided in-app onboarding, and access to more than 60 help articles.Support is listed as available Monday to Friday, 8am–6pm, by phone, WhatsApp, live chat and email.

Plans

Lopay

  • EssentialFree
  • Instant to bankFree
  • StandardFree

Lopay pricing →

MobilePayments

  • In-person card paymentsPriced on request
  • Payment LinksPriced on request
  • Card Reader$49, paid once
  • Card Reader Pro$179, paid once
  • Smart Terminal$279, paid once

MobilePayments pricing →

In their own words

Lopay

Lopay provides businesses with tools to accept in-person payments, collect money through payment links, and use point-of-sale features. Its listed payment methods include chip and PIN, contactless and wallet payments, NFC and wearables, Tap to Pay, subscriptions, donations, QR codes, invoicing, and refunds. The point-of-sale feature lets merchants organize products, manage stock, and check out on a smartphone or tablet. Payment links can collect deposits or payment for remote services, as one-time or recurring charges. Lopay documents integrations with Xero and QuickBooks, and its payment page describes adding payment links to Intuit invoices. A Lopay account can connect to one Xero organization; daily syncing requires a supported Xero plan and excludes Ignite and lower or free plans. Tap to Pay requires an iPhone XS or later running iOS 16.4 or later, or Android 10 or later with NFC enabled. Lopay lists in-app, email, and phone support, guided onboarding, and more than 60 help articles. Its three listed plans have no monthly fee.

Visit lopay.com

MobilePayments

MobilePayments has no write-up on Specifiction yet; its figures are above.

Visit mobilepayments.co.uk