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SPECIFICTION
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Lopay vs Square Online

Lopay

lopay.com

Square Online

squareup.com

Side by side

FigureLopaySquare Online
Price fromFree$49/mo
Free planYesYes
Free trial—Yes
Open source——
WebYesYes
iOSYes—
AndroidYes—
Plans published34
Spec score · Mobile Payment Processing Software7.9 (#8)7.8 (#12)
Founded20222009
SecurityLopay states that it is PCI DSS compliant and that payment data is encrypted and tokenized, with compliance independently verified by an accredited third-party assessor.Square says it maintains PCI certification and provides end-to-end encryption for card-present payments.
SupportLopay lists in-app, email, and phone support, guided in-app onboarding, and access to more than 60 help articles.Square support is available by phone, email, live chat, and social media, and the Online support center includes setup and troubleshooting resources.

Plans

Lopay

  • EssentialFree
  • Instant to bankFree
  • StandardFree

Lopay pricing →

Square Online

  • Square FreeFree
  • Square Plus$49 a month
  • Square Premium$149 a month
  • Square ProPriced on request

Square Online pricing →

In their own words

Lopay

Lopay provides businesses with tools to accept in-person payments, collect money through payment links, and use point-of-sale features. Its listed payment methods include chip and PIN, contactless and wallet payments, NFC and wearables, Tap to Pay, subscriptions, donations, QR codes, invoicing, and refunds. The point-of-sale feature lets merchants organize products, manage stock, and check out on a smartphone or tablet. Payment links can collect deposits or payment for remote services, as one-time or recurring charges. Lopay documents integrations with Xero and QuickBooks, and its payment page describes adding payment links to Intuit invoices. A Lopay account can connect to one Xero organization; daily syncing requires a supported Xero plan and excludes Ignite and lower or free plans. Tap to Pay requires an iPhone XS or later running iOS 16.4 or later, or Android 10 or later with NFC enabled. Lopay lists in-app, email, and phone support, guided onboarding, and more than 60 help articles. Its three listed plans have no monthly fee.

Visit lopay.com

Square Online

Square Online has no write-up on Specifiction yet; its figures are above.

Visit squareup.com