LOVAT vs Oracle Fusion Cloud Expenses

LOVAT provides tax and compliance tools for businesses selling across borders. Its products cover VAT, sales tax, EPR, tax registration, marketplace tax and e-invoicing. The platform calculates VAT and sales tax across 111 countries and supports 123 currencies. It can calculate VAT in more than 100 countries and submit returns to tax authorities; its sales-tax product calculates and files returns online for 37 US states. EPR tools automate compliance checks in Germany, France, Spain, the UK and other countries. The e-invoicing service generates compliant invoices in more than 30 countries and is a certified Peppol provider. Integrations include marketplaces, commerce platforms and accounting services, including Amazon, Shopify, WooCommerce, Sage, SAP and Xero. Android and iOS apps can collect sales-channel data, prepare and file returns, track thresholds, send deadline notifications and show ten years of sales and return data. LOVAT runs on Android, iOS and web, and offers API access. It requires an internet connection and stores software data in the cloud. Plans include a free option, paid plans from €27/mo and a 14-day trial.

Oracle Fusion Cloud Expenses is a paid expense-management service for employees, approvers, auditors, and expense managers. Its Expenses Agent extracts receipt details, matches receipts with card charges, and checks expenses against policy. Workflows cover expense entry, approval, audit, reimbursement, travel authorization, and cash advances. Receipt capture, mileage reimbursement, per diem support, and custom approval levels are listed. Mobile access uses a browser-based Progressive Web App that can be added to iOS or Android home screens, alongside web and API access. A desktop Expense Details page is required when changing an emailed-receipt expense from corporate card to cash or personal funds. Oracle documents GetThere travel integration, REST endpoints for expense records, single sign-on, two-factor authentication, and SMS assistance in English. Pricing is on request; the listed plan is $8 a month, billed monthly, with a three-year standard term and minimum 100.