MaxiFi vs MyPlan
MaxiFi
maxifi.com
MyPlan
myplanapp.appSide by side
| Figure | MaxiFi | MyPlan |
|---|---|---|
| Price from | $12.42/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| Plans published | 2 | 2 |
| Spec score · Financial Planning Software | 8.9 (#4) | 8.1 (#16) |
| Headquarters | Providence, Rhode Island, United States | South Africa |
| Purpose | MaxiFi creates a lifetime financial plan and calculates sustainable annual spending based on income, assets, taxes, Social Security, and other inputs. | MyPlan is a financial-planning platform for individuals and advisors in the SADC region. |
| Security | The company says customer data is encrypted at rest with AES-256 and web traffic uses TLS 1.2 or 1.3; it also requires two-factor authentication for customer logins. | MyPlan states that data is encrypted at rest and in transit and protected by row-level security and JWT-validated sessions. |
| Security controls | The company states that it uses AES-256 encryption at rest, TLS 1.2 or 1.3 in transit, mandatory two-factor authentication, daily backups, monthly vulnerability scans and annual penetration testing. | MyPlan states that data is encrypted in transit and at rest, protected by row-level security, and accessed through JWT-validated sessions. |
Plans
In their own words
MaxiFi
MaxiFi builds a lifetime financial plan and estimates sustainable annual spending using income, assets, taxes, Social Security and other inputs. You can revise the plan to compare choices such as changing jobs, buying a home or retiring early. It models federal, state, FICA and IRMAA taxes, Social Security benefits and Medicare Part B premiums. Paid optimizers cover Roth conversions, Social Security filing and retirement withdrawals. Living Standard Monte Carlo compares how investment strategies and spending behavior affect discretionary spending; the software also estimates life insurance needs using contingency plans. Annual reports can be exported as PDF or Excel files, and plans can be shared with an advisor who has a MaxiFi PRO subscription. MaxiFi is available on Android, iOS, Linux, macOS, web and Windows. It offers a 14-day trial with limited features and comparison of three alternate scenarios. The Unlocked plan is listed at $149 a year. Support is through online tickets; phone support is not included.