MaxiFi vs NaviPlan
MaxiFi
maxifi.com
NaviPlan
investcloud.comSide by side
| Figure | MaxiFi | NaviPlan |
|---|---|---|
| Price from | $12.42/mo | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| Plans published | 2 | 0 |
| Spec score · Financial Planning Software | 8.9 (#4) | 6.9 (#29) |
| Headquarters | Providence, Rhode Island, United States | InvestCloud lists its headquarters at 810 7th Ave, 24th floor, New York, NY 10019. |
| Integrations | The site describes plan sharing with a financial advisor who has a MaxiFi PRO subscription. | InvestCloud says integrations transfer client data securely in real time and specifically names MX for importing accounts and loans. |
| Intended users | The company says MaxiFi can help people make financial decisions at any age and stage, including career, housing, and retirement choices. | The product page describes NaviPlan as equipping financial professionals and firms to serve clients with financial plans. |
| Purpose | MaxiFi creates a lifetime financial plan and calculates sustainable annual spending based on income, assets, taxes, Social Security, and other inputs. | NaviPlan provides financial planning tools for professionals, from goals based assessments to retirement income scenarios and estate planning. |
| Security | The company says customer data is encrypted at rest with AES-256 and web traffic uses TLS 1.2 or 1.3; it also requires two-factor authentication for customer logins. | InvestCloud says NaviPlan complies with ISO/IEC 27001 for information security management systems. |
| Support | Support is provided through online tickets, with listed contact hours Monday through Friday, 8 a.m. to 8 p.m. Eastern; phone support is not included in the purchase price. | NaviPlan support includes hands-on training, ongoing help, custom product configuration, videos, reference guides, and functional documents. |
Plans
In their own words
MaxiFi
MaxiFi builds a lifetime financial plan and estimates sustainable annual spending using income, assets, taxes, Social Security and other inputs. You can revise the plan to compare choices such as changing jobs, buying a home or retiring early. It models federal, state, FICA and IRMAA taxes, Social Security benefits and Medicare Part B premiums. Paid optimizers cover Roth conversions, Social Security filing and retirement withdrawals. Living Standard Monte Carlo compares how investment strategies and spending behavior affect discretionary spending; the software also estimates life insurance needs using contingency plans. Annual reports can be exported as PDF or Excel files, and plans can be shared with an advisor who has a MaxiFi PRO subscription. MaxiFi is available on Android, iOS, Linux, macOS, web and Windows. It offers a 14-day trial with limited features and comparison of three alternate scenarios. The Unlocked plan is listed at $149 a year. Support is through online tickets; phone support is not included.