MaxiFi vs T. Rowe Price Retirement Income Calculator
MaxiFi
maxifi.comT. Rowe Price Retirement Income Calculator
troweprice.comSide by side
| Figure | MaxiFi | T. Rowe Price Retirement Income Calculator |
|---|---|---|
| Price from | $12.42/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| Plans published | 2 | 0 |
| Spec score · Retirement Planning Software | 9.0 (#2) | 6.7 (#26) |
| Founded | 1993 | 1937 |
| Headquarters | Providence, Rhode Island, United States | Baltimore, Maryland, United States |
| Purpose | MaxiFi creates a lifetime financial plan and calculates sustainable annual spending based on income, assets, taxes, Social Security, and other inputs. | The calculator estimates where users stand for retirement and suggests potential actions to prepare. |
| Security | The company says customer data is encrypted at rest with AES-256 and web traffic uses TLS 1.2 or 1.3; it also requires two-factor authentication for customer logins. | T. Rowe Price says it uses SSL/TLS encryption, multifactor authentication, logging, and access controls to help protect online communications and information. |
| Tax modeling | Plans include federal, state, FICA and IRMAA tax calculations plus Medicare Part B premiums. | The tool estimates federal and state taxes and uses tax assumptions that include a reversion to pre-TCJA rates for calculations extending beyond 2026. |
Plans
T. Rowe Price Retirement Income Calculator
No plans published.
In their own words
MaxiFi
MaxiFi builds a lifetime financial plan and estimates sustainable annual spending using income, assets, taxes, Social Security and other inputs. You can revise the plan to compare choices such as changing jobs, buying a home or retiring early. It models federal, state, FICA and IRMAA taxes, Social Security benefits and Medicare Part B premiums. Paid optimizers cover Roth conversions, Social Security filing and retirement withdrawals. Living Standard Monte Carlo compares how investment strategies and spending behavior affect discretionary spending; the software also estimates life insurance needs using contingency plans. Annual reports can be exported as PDF or Excel files, and plans can be shared with an advisor who has a MaxiFi PRO subscription. MaxiFi is available on Android, iOS, Linux, macOS, web and Windows. It offers a 14-day trial with limited features and comparison of three alternate scenarios. The Unlocked plan is listed at $149 a year. Support is through online tickets; phone support is not included.
T. Rowe Price Retirement Income Calculator
T. Rowe Price Retirement Income Calculator has no write-up on Specifiction yet; its figures are above.