Mbanq Cloud vs Nexfinera
Mbanq Cloud
mbanq.comNexfinera
nexfinera.comSide by side
| Figure | Mbanq Cloud | Nexfinera |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.5 (#3) | 6.7 (#31) |
| Accounts | Current and savings accounts support lifecycle management, interest calculations and automated charges. | Its account capabilities include IBANs, balances, and transactions. |
| Compliance | Mbanq states that it maintains PCI DSS compliance and employs bank-level security measures. | The site states EU compliance alignment with PSD2/PSD3, DORA, and GDPR, and describes a partner bank model with licensed infrastructure. |
| Integrations | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. | Nexfinera says it connects platforms with banks and fintech providers through a single integration point. |
| Product | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. | Nexfinera describes itself as a financial orchestration layer connecting platforms, banks, and fintech providers. |
| Security and compliance | Mbanq's 2026 funding announcement lists ISO 27001, ISO 9001, AICPA SOC 2 Type II, PCI DSS and SOX compliance. | The homepage describes the service as cloud-native and says it is aligned with PSD2/PSD3, DORA, and GDPR, using a partner-bank model for licensed infrastructure. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.