Mbanq Cloud vs Solaris
Mbanq Cloud
mbanq.com
Solaris
solarisgroup.comSide by side
| Figure | Mbanq Cloud | Solaris |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.5 (#3) | 7.0 (#27) |
| Accounts | Current and savings accounts support lifecycle management, interest calculations and automated charges. | Its digital banking services include checking, savings, sub-accounts and multi-accounts with local or virtual IBANs. |
| Headquarters | LinkedIn lists headquarters in Naples, Florida, at 4850 Tamiami Trail North, Unit 301. | Berlin, Germany |
| Integrations | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. | Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners. |
| Product | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services in their own products. |
| Sandbox | A sandbox supports API testing, account and transaction simulations, data manipulation, error testing and load testing. | Solaris provides a functional sandbox environment for development and integration testing before production. |
| Security and compliance | Mbanq's 2026 funding announcement lists ISO 27001, ISO 9001, AICPA SOC 2 Type II, PCI DSS and SOX compliance. | Solaris says it holds a full German banking license and lists PCI DSS 4.0, ISO/IEC 27001, GDPR, DORA, and MaRisk among its compliance credentials or frameworks. |
| What it does | Mbanq Cloud is a cloud banking-as-a-service platform for fintechs, neobanks, challenger banks and credit unions. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services into their products. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.