Mbanq Cloud vs Synctera
Mbanq Cloud
mbanq.comSynctera
synctera.comSide by side
| Figure | Mbanq Cloud | Synctera |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.5 (#3) | 6.9 (#29) |
| APIs | The platform exposes REST and GraphQL APIs covering core banking functions. | Synctera APIs cover components including customer onboarding, payments, core banking, fraud monitoring, and card issuance and processing. |
| Compliance | Mbanq states that it maintains PCI DSS compliance and employs bank-level security measures. | The platform provides access to KYC, KYB, AML, and watchlist tools, along with transaction monitoring and compliance workflow support. |
| Headquarters | LinkedIn lists headquarters in Naples, Florida, at 4850 Tamiami Trail North, Unit 301. | Palo Alto, California, United States |
| Integrations | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. | The partner ecosystem lists providers including Plaid, Mastercard, Visa, Marqeta, Socure, and MX. |
| Product | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. | Synctera provides infrastructure for companies to build and operate banking and embedded finance products. |
| Security and compliance | Mbanq's 2026 funding announcement lists ISO 27001, ISO 9001, AICPA SOC 2 Type II, PCI DSS and SOX compliance. | Synctera’s Trust Center lists SOC 2 and PCI DSS 4.0.1 and provides access to security, privacy, compliance, and reliability materials. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.