Mbanq Cloud vs Treasury Prime
Mbanq Cloud
mbanq.com
Treasury Prime
treasuryprime.comSide by side
| Figure | Mbanq Cloud | Treasury Prime |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 8.5 (#3) | 6.8 (#30) |
| Accounts | Current and savings accounts support lifecycle management, interest calculations and automated charges. | Customers can use the platform to open FDIC-insured deposit accounts through a bank partner. |
| Headquarters | LinkedIn lists headquarters in Naples, Florida, at 4850 Tamiami Trail North, Unit 301. | A Treasury Prime newsroom release datelined San Francisco identifies the company with San Francisco. |
| Integrations | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. | Treasury Prime lists prebuilt integrations with KYC and monitoring providers including Alloy, Middesk, Sardine, and Unit21. |
| Product | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. | Treasury Prime provides embedded banking infrastructure that connects fintechs and banks through a unified API. |
| Security | The platform lists multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions. | Treasury Prime says it is SOC 2 Type II certified and PCI compliant. |
Plans
In their own words
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.
Treasury Prime
Treasury Prime has no write-up on Specifiction yet; its figures are above.