Melio vs Rillion

Melio is a bill pay and invoicing platform for businesses, covering accounts payable, receivable, and payment processing. It captures bills through OCR or email, supports approval workflows, and syncs payments with QuickBooks, Xero, or NetSuite. Businesses can pay by card, ACH, instant transfer, paper check, and other methods, including one-time, recurring, or batch payments. International vendor payments can be made in USD or local currencies, and vendors do not need an account to receive payment. Teams can assign roles such as viewers, approvers, and admins. The mobile app supports reviewing, approving, paying, and managing payables and receivables; web, Android, and iOS platforms are listed. Go is free for one user and includes five ACH payments each month, then $0.50 per ACH payment. The 90-day offer provides access to all features at no cost; afterward, accounts without a paid subscription convert to limited Go. Paid plans start at $25/mo after the trial. Melio says it is built for US businesses.

Rillion automates accounts payable, from invoice capture and coding through purchase-order matching, approvals, and payments. It supports multi-entity operations and offers mobile approval, with approvals also available from desktop. Dashboards and reporting are available; AP Analytics and Industry Benchmark are included in Professional and Premium. Rillion lists integrations for Microsoft Dynamics 365 Finance, Business Central, Oracle NetSuite, Sage X3, Sage Intacct, SAP Business One, Dynamics AX and GP, and ServiceTitan. Essential, Professional, and Premium each list unlimited users, approvers, and entities. Pricing is on request, and there is no free plan. Payments are listed as US-only. AI-native invoice capture, PO matching, requisitions and budget management, and document management are add-ons across the plans. Support is included in all three plans, while Professional and Premium also include a Customer Success Manager. Rillion says it encrypts data in transit and at rest, scans applications for vulnerabilities, and conducts regular independent penetration tests. Its trust center lists SOC 1 and SOC 2 examinations for Rillion Prime in the US and EMEA and says all Rillion entities comply with GDPR and CCPA.