Mercado Pago Payment Link vs SumUp Payment Links
Mercado Pago Payment Link
mercadopago.com.brSumUp Payment Links
sumup.comSide by side
| Figure | Mercado Pago Payment Link | SumUp Payment Links |
|---|---|---|
| Price from | Free | £15.75/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 4 |
| Spec score · Payment Link Software | 8.7 (#8) | 8.6 (#10) |
| Intended users | The maker presents the link as a way for businesses to sell remotely and collect payments through social channels without a site or ecommerce store. | SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders. |
| Payment methods | The Brazilian link checkout accepts credit cards, Caixa virtual debit, Mercado Pago balance or credit line, Pix and boleto. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Rating on Apple App Store | 4.9 out of 5 from 2.5 million ratings | 3.8 out of 5 from 11 ratings for SumUp POS. |
| Rating on G2 | No rating; 0 reviews listed | 4.6 out of 5 from 24 reviews. |
| Rating on GetApp | 4.7 out of 5 from 118 reviews | 4.5 out of 5 from about 1,200 reviews. |
| Rating on Google Play | 4.9 out of 5 from 14.3 million reviews | 4.3 out of 5 from 4.52K reviews for SumUp Personal Finance. |
| Sharing channels | The app listing says payment links can be shared through WhatsApp, social media, chats and websites. | Merchants can distribute links through Instagram, WhatsApp, SMS, email and other communication channels. |
| What it does | Payment Link lets a seller create a hosted checkout URL, share it through messaging or social channels, and collect payment without operating a website. | Payment Links creates secure online checkout links that merchants share so customers can pay without a website, online store, card reader or SumUp app. |
Plans
Mercado Pago Payment Link
- Pay as you sellFree
- BoletoPriced on request
- Credit card — 14-day receiptPriced on request
- Credit card — 30-day receiptPriced on request
- Credit card — immediate receiptPriced on request
- PixPriced on request
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
Mercado Pago Payment Link
Mercado Pago Payment Link has no write-up on Specifiction yet; its figures are above.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.