Midtrans vs Nummuspay
Midtrans
midtrans.comNummuspay
nummuspay.comSide by side
| Figure | Midtrans | Nummuspay |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 5 |
| Spec score · Payment Gateways | 9.0 (#3) | 8.3 (#13) |
| Checkout | Snap provides a built-in checkout interface for websites and mobile apps, while Core API lets merchants create their own payment flow and interface. | Merchants can use hosted public signup pages or integrate checkout into an existing process through the Nummuspay API. |
| Company legal name | Crunchbase identifies the operating legal name as PT Midtrans. | Crunchbase lists the legal name as Nummuspay and the operating status as active and for-profit. |
| Founded | 2012 | Independent software listings identify Nummuspay as founded in 2017. |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Athens, Greece |
| Recurring billing | Recurring or subscription payments are listed as a supported feature. | Its payment gateway automatically retries declined recurring payments to improve renewals. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | Nummuspay states that it is PCI service-provider compliant, uses two-factor authentication, hosts on major cloud providers, and encrypts payment-data transmission. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | Enterprise pricing includes 24/7 premium support through email, chat, Skype and phone, while general support is offered by email. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | Nummuspay is a subscription-management and credit-card-processing platform for online businesses. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
Nummuspay
- FreeFree
- FREEFree
- EnterprisePriced on request
- GrowthPriced on request
- StartupPriced on request
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Nummuspay
Nummuspay is a billing service for businesses selling online, with tools for subscriptions, one-time purchases and marketplace payments. Merchants can set up multiple plans, offer free trials and coupons, manage renewals and add-ons, and send lifecycle emails. Customers can use self-service subscription controls. Checkout is available through public signup pages or an API for an existing checkout. Reporting covers monthly recurring revenue movement, finances, subscribers and revenue retention. Nummuspay generates customized invoices, separates sales tax from turnover and can verify EU customer tax numbers automatically. Marketplace features can split profit percentages and transfer payments to vendors. The service supports more than 10 payment providers and lists payment methods including PayPal, Apple Pay, cards, bank transfers and regional options. Its Free plan is listed at free, billed 2.5% of revenue and 0.10$ per transaction. Nummuspay is available on web and through its API. It states that it is PCI service-provider compliant and offers a 99.9% uptime guarantee.