Midtrans vs PayFacile
Midtrans
midtrans.comPayFacile
payfacile.comSide by side
| Figure | Midtrans | PayFacile |
|---|---|---|
| Price from | Free | €24/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 4 |
| Spec score · Payment Processing Software | 9.0 (#5) | 8.7 (#12) |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Paris, France |
| Hosted service | Midtrans provides hosted HTTPS endpoints and hosted JavaScript checkout files, so the payment gateway itself is not presented as self-hostable. | Terms describe PayFacile as an application operated by CASAR SAS and state that it is connected to Stripe and/or GoCardless rather than acting as a payment gateway itself. |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | PayFacile names Stripe and GoCardless as payment processors and lists Google Analytics, Zapier, webhooks and third-party tools in its documentation. |
| Payment links | Merchants can create a payment page link from the dashboard without code and share it with customers. | Users can generate responsive product payment links for email, social media, SMS and QR-code sharing. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | The feature page says it supports Visa, Mastercard, American Express and SEPA direct debit through Stripe and GoCardless. |
| REST API | Core API is a RESTful web service usable from web, app, point-of-sale and IoT systems with a merchant-built payment interface. | PayFacile provides a bearer-token REST API that can read orders, customers, products and payments and create orders and customers or update customer data. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | The pricing page says customers can contact support by email or the on-site chat and that a human will respond. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | PayFacile is a hosted no-code platform for selling subscriptions, memberships, courses, digital files, physical products and services through websites and payment pages. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
PayFacile
- StarterFree
- Business€24 a month
- Enterprise€48 a month
- CustomPriced on request
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.