Midtrans vs PayHere Checkout
Midtrans
midtrans.comPayHere Checkout
payhere.lkSide by side
| Figure | Midtrans | PayHere Checkout |
|---|---|---|
| Price from | Free | 3,990 LKR/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 5 |
| Spec score · Hosted Checkout Software | 9.0 (#1) | 8.3 (#10) |
| Checkout | Snap provides a built-in checkout interface for websites and mobile apps, while Core API lets merchants create their own payment flow and interface. | Onsite Checkout lets customers pay within a merchant's website, and the payment credentials are captured in an iframe served by PCI DSS certified backends. |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Kalutara, Sri Lanka |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | The knowledge base lists plugins for OpenCart, WooCommerce, Magento, PrestaShop, ShopHere, Shopify, WHMCS, CS-Cart, and Moodle. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | Supported methods include Visa, MasterCard, American Express, Discover, Diners Club, HelaPay, Frimi, Genie, iPay, Q Plus, and Sampath Vishwa. |
| Purpose | Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, over-the-counter payments, and other methods. | PayHere provides an online payment gateway for Sri Lankan businesses to accept remote payments from local and foreign customers. |
| Recurring payments | Recurring payments can automatically charge fixed subscription amounts at chosen intervals, with retries for failed transactions; recurring service is available only for some payment channels. | PayHere supports recurring payments and subscriptions and says it manages subscriptions for merchants. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | The company homepage states that PayHere is Central Bank approved, ISO/IEC 27001 certified, and PCI DSS compliant through partner banks. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | PayHere lists live chat, email support, and a hotline at 0115 339 339. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
PayHere Checkout
- LITEFree
- PayHere GOVFree
- PLUS3,990 LKR a month
- PayHere EDU9,990 LKR a month
- PREMIUM9,990 LKR a month
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
PayHere Checkout
PayHere Checkout is an online payment gateway for businesses in Sri Lanka accepting remote payments from local and foreign customers. Merchants can collect through payment links, shopping cart plugins, checkout APIs, or mobile SDKs; PayHere Links work without a website. Onsite Checkout keeps payment within a merchant’s website, with credentials captured in an iframe served by PCI DSS certified backends. Supported methods include Visa, MasterCard, American Express, Discover, Diners Club, HelaPay, Frimi, Genie, iPay, Q Plus, and Sampath Vishwa. Listed currencies are LKR, USD, GBP, EUR, and AUD. The service supports recurring payments and subscriptions, and lists plugins for platforms including OpenCart, WooCommerce, Magento, Shopify, and Moodle. Android, iOS, React Native, and Flutter SDKs are listed. Plans include free options and paid tiers: PLUS is 3,990 LKR a month, while PREMIUM and PayHere EDU are each 9,990 LKR a month. Foreign currency payments incur an additional 1.0% fee above the active plan’s processing fee; there are no setup fees.