Midtrans vs PayKun
Midtrans
midtrans.comPayKun
paykun.comSide by side
| Figure | Midtrans | PayKun |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 2 |
| Spec score · Payment Gateways | 9.0 (#3) | 7.7 (#27) |
| Founded | 2012 | 2018 |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | 1A, First Floor, Leela Shanti Commercial Tower, Victoria Park Rd, Bhavnagar-364002, Gujarat, India |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | Listed web integrations include JavaScript checkout, PHP, Python, .NET and Java; listed e-commerce kits include OpenCart, PrestaShop, WHMCS, WordPress donations, WooCommerce and Magento. |
| Payment links | Merchants can create a payment page link from the dashboard without code and share it with customers. | Merchants can share payment links through SMS, email and WhatsApp, including for businesses without a website or app. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | The checkout offers 120+ payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | PayKun describes its checkout as PCI DSS compliant and says it has fraud prevention measures and a dispute resolution center. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | The site lists telephone support at 1800-212-8070 from Monday to Friday, 10am to 6pm IST. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
PayKun
PayKun is a payment gateway for businesses collecting online payments from domestic and international customers. Its checkout supports more than 120 payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. Merchants can send payment links by SMS, email or WhatsApp, including when they have no website or app, and can create a customizable payment button for a website or blog. A dashboard handles transactions, refunds, disputes and settlements, with reports and sales analytics. Integration options include JavaScript checkout, PHP, Python,.NET and Java, plus kits for OpenCart, PrestaShop, WHMCS, WordPress donations, WooCommerce and Magento. Android and iOS SDKs are listed. PayKun describes checkout as PCI DSS compliant and lists fraud prevention and a dispute resolution center. The Standard Plan is free, with 1.75% + GST on Indian debit cards, net banking, UPI and wallets, and 3.00% on international cards. KYC and approval are required before accepting payments.