Midtrans vs Payment Depot
Midtrans
midtrans.comPayment Depot
paymentdepot.comSide by side
| Figure | Midtrans | Payment Depot |
|---|---|---|
| Price from | Free | $19/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 8 | 2 |
| Spec score · Payment Processing Software | 9.0 (#5) | 7.5 (#37) |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Orlando, Florida, United States |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | The site says merchants can connect to multiple payment gateways and describes API key integration capabilities. |
| Pricing limits | Midtrans says setup is free and fees apply only to successful transactions, while gaming and digital product companies are subject to different rates. | The pricing page lists ACH at 1% per transaction capped at $10, and card processing fees of $0.08 per card-present and $0.15 per card-not-present transaction, with no percentage markup on interchange. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | The privacy policy says transaction data is handled and protected in accordance with PCI DSS and that administrative, technical, and physical safeguards are used to protect personal information. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | The site says customers can contact in-house support and success teams by phone or online. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | Payment Depot provides payment processing for businesses through in-person, online, mobile, and invoicing options. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
Payment Depot
- Terminal protection plan$19 a month
- Payment Depot subscriptionPriced on request
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Payment Depot
Payment Depot has no write-up on Specifiction yet; its figures are above.