Midtrans vs PAYONE
Midtrans
midtrans.com
PAYONE
payone.comSide by side
| Figure | Midtrans | PAYONE |
|---|---|---|
| Price from | Free | €19/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 4 |
| Spec score · Payment Gateways | 9.0 (#3) | 7.5 (#35) |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Frankfurt am Main, Germany |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | PAYONE says E-Com Starter can be integrated with common shop systems and that its partner interfaces support integration with checkout systems, vending solutions, and webshops. |
| Payment links | Merchants can create a payment page link from the dashboard without code and share it with customers. | PAYONE Link lets merchants create payment links with an online tool and send them to customers through different channels. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | PAYONE says merchants can accept common payment methods, credit and debit cards, and contactless transactions via smartphone, tablet, or smartwatch. |
| Pricing limits | Midtrans says setup is free and fees apply only to successful transactions, while gaming and digital product companies are subject to different rates. | E-Com Starter has a 0,00 € monthly base fee but charges a 49,00 € one-time setup fee and transaction fees. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | All Card Flat includes 24/7 technical support, while E-Com Starter lists telephone customer support and technical help. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | PAYONE provides payment processing for merchants in e-commerce and physical retail. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
PAYONE
- E-Com Pro€19 a month
- All Card Flat€2,990 a month
- E-Com IndividualPriced on request
- E-Com StarterPrice not published
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.