Midtrans vs PayTabs Payment Links
Midtrans
midtrans.comPayTabs Payment Links
ai.paytabs.comSide by side
| Figure | Midtrans | PayTabs Payment Links |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 0 |
| Spec score · Payment Gateways | 9.0 (#3) | 7.3 (#39) |
| Company history | Midtrans says it was established as Veritrans in 2012, rebranded in 2016 and acquired by Gojek in 2017. | PayTabs says Saudi entrepreneur Abdulaziz Al Jouf sketched the concept of an affordable payment gateway in 2014. |
| Founded | 2012 | 2014 |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Saudi Arabia |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | PayTabs lists Shopify, Magento, WooCommerce, CS-Cart, OpenCart, PrestaShop, WHMCS, and Xero among its ready-made shopping cart integrations. |
| Intended customers | Midtrans says it provides payment solutions for businesses of any size, including startups, medium businesses, and enterprises. | PayTabs describes its solutions as serving merchants including retailers, restaurants, educators, government entities, hotels, and travel providers. |
| Payment links | Merchants can create a payment page link from the dashboard without code and share it with customers. | PayLinks are secure web links that send customers to a payment page and can be shared through digital channels and social platforms. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | The merchant dashboard page says PayTabs accepts international and local credit cards, debit cards, and wallets. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | PayTabs states its platform is PCI DSS certified and EMV 3D Secure 2.0 ready. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | PayLinks are secure web links that send customers to a payment page when they click, so merchants can collect payments through shared links. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
PayTabs Payment Links
PayTabs Payment Links has no write-up on Specifiction yet; its figures are above.