Midtrans vs Paytm Payment Gateway
Midtrans
midtrans.com
Paytm Payment Gateway
business.paytm.comSide by side
| Figure | Midtrans | Paytm Payment Gateway |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 6 |
| Spec score · Payment Gateways | 9.0 (#3) | 7.1 (#42) |
| Spec score · Payment Processing Software | 9.0 (#5) | 7.2 (#49) |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Noida, India |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | It supports 100+ payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid. |
| Purpose | Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, over-the-counter payments, and other methods. | Paytm Payment Gateway enables businesses to accept online payments through websites, apps, and other channels. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | Paytm says transactions are protected with PCI-DSS compliance, encryption, tokenization, and fraud prevention systems. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | Paytm says dedicated teams provide onboarding, integration, and operational support, alongside developer assistance. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
Paytm Payment Gateway
- Small Medium BusinessPrice not published
- Small Medium BusinessPriced on request
- EnterprisePrice not published
- EnterprisePriced on request
- Big Merchant — Standard PlanPriced on request
- Small Merchant — Standard PlanPriced on request
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Paytm Payment Gateway
Paytm Payment Gateway has no write-up on Specifiction yet; its figures are above.