Midtrans vs Pin Payments
Midtrans
midtrans.comPin Payments
pinpayments.comSide by side
| Figure | Midtrans | Pin Payments |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 5 |
| Spec score · Payment Processing Software | 9.0 (#5) | 7.6 (#34) |
| Founded | 2012 | 2011 |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Melbourne, Victoria, Australia |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | The integrations directory includes Shopify, WooCommerce, Adobe Commerce, Xero and Chargebee. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | Payment options include major card brands, Apple Pay and Google Pay. |
| Recurring billing | Recurring or subscription payments are listed as a supported feature. | Merchants can set automatic subscription renewals, trials, cancellations and payment instalments through recurring payment plans. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | Pin Payments says it is a PCI DSS Level 1 Service Provider and undergoes periodic internal and third-party security audits. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | Pin Payments offers support by email or phone through its Melbourne support team. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
Pin Payments
- Domestic transactions — domestic cardsA$1.63, paid once
- Domestic transactions — international cardsA$3.43, paid once
- Foreign currency transactions — AUD settlementA$3.43, paid once
- Foreign settlementA$3.93, paid once
- CustomPriced on request
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Pin Payments
Pin Payments has no write-up on Specifiction yet; its figures are above.