Midtrans vs Pine Labs Online Payments
Midtrans
midtrans.comPine Labs Online Payments
pinelabs.comSide by side
| Figure | Midtrans | Pine Labs Online Payments |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Payment Processing Software | 9.0 (#5) | 7.2 (#51) |
| Founded | 2012 | 1998 |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Gurugram, Haryana, India |
| Payment links | Merchants can create a payment page link from the dashboard without code and share it with customers. | Its no-code payment links can be shared through WhatsApp, email and SMS. |
| Pricing limits | Midtrans says setup is free and fees apply only to successful transactions, while gaming and digital product companies are subject to different rates. | Pine Labs says pricing is custom and based on volumes, and directs prospective customers to contact it for details. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | The Shopify integration page describes SSL encryption, tokenisation under RBI regulations and PCI SAD Q compliance. |
| Shopify integration | Midtrans documentation describes installing a Payments via Midtrans Shopify app and configuring sandbox and production credentials. | The Shopify integration page lists 100+ payment methods, multiple integration modes and a two-click checkout option. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | The online payments page advertises round-the-clock support and on-demand expert support. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | Pine Labs Online offers tools for businesses to collect and disburse payments, including gateways, payment links, cross-border payments, subscriptions, payouts, fee management and custom payment pages. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Pine Labs Online Payments
Pine Labs Online Payments has no write-up on Specifiction yet; its figures are above.