Midtrans vs Snappy Checkout
Midtrans
midtrans.comSnappy Checkout
snappycheckout.comSide by side
| Figure | Midtrans | Snappy Checkout |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Hosted Checkout Software | 9.0 (#1) | 7.4 (#21) |
| Checkout | Snap provides a built-in checkout interface for websites and mobile apps, while Core API lets merchants create their own payment flow and interface. | Snappy Checkout lets sellers accept payments on their website or through a purchase link sent via email or social media. |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Harrisburg, Pennsylvania, United States |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | Snappy Checkout supports Zapier to send customer data to more than 300 web apps. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | The site says sensitive card data is handled by Stripe and PayPal, which it describes as PCI-compliant, and offers Google 2-Step Verification and fraud detection. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | The help page identifies Mike Singer as founder and developer and invites customers to email him with questions. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Snappy Checkout
Snappy Checkout is a web and API checkout service for sellers taking payments on a site or through purchase links shared by email or social media. It supports digital and physical products, subscriptions, pre-orders, donations, and pay-what-you-want payments. Buyers can pay through Stripe or PayPal; PayPal also supports PayPal Credit or bank transfer. Listed currencies are AED, AUD, CAD, DKK, EUR, GBP, USD, and ZAR. Sellers can set monthly or yearly subscriptions, optional 7-, 14-, or 30-day trials, and automated follow-up for failed payments. Digital products can be stored in Dropbox and emailed with IP-tied download links. The dashboard handles sales tracking, payment searches, subscriptions, refunds, and CSV reports. Shipping labels can be purchased and printed. Zapier connects data to more than 300 apps, while APIs and webhooks support payment workflows. Pay-as-you-go has no monthly or signup fee; each successful sale adds 2.9% + 30¢ card processing plus the lower of 2% or 50¢.