Midtrans vs Xendit
Midtrans
midtrans.comXendit
xendit.coSide by side
| Figure | Midtrans | Xendit |
|---|---|---|
| Price from | Free | $7,500/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 2 |
| Spec score · Hosted Checkout Software | 9.0 (#1) | 7.2 (#23) |
| Spec score · Payment Gateways | 9.0 (#3) | 7.2 (#41) |
| Spec score · Payment Processing Software | 9.0 (#5) | 7.2 (#53) |
| Founded | 2012 | 2015 |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | The maker lists integrations including WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo; available integrations vary by country. |
| Payment methods | The service advertises 25 payment methods, including bank transfer, cards, QRIS and e-wallets. | It says businesses can accept payments through more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong. |
| Recurring payments | Recurring payments can automatically charge fixed subscription amounts at chosen intervals, with retries for failed transactions; recurring service is available only for some payment channels. | Its subscription payments automate recurring payments through credit cards, e-wallets, and direct debit. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | Xendit advertises 24/7 support from human agents. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | Xendit provides payment infrastructure for businesses, including payment acceptance, payouts, platform payments, and financing. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
Xendit
- XenPlatform monthly platform fee$7,500 a month
- Pay-as-you-go paymentsPrice not published
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Xendit
Xendit provides payment infrastructure for businesses, including payment acceptance, payouts, platform payments, and financing. It says businesses can accept more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong. Options include cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, and online installments. Xendit supports payouts to more than 450 banks and e-wallets, including on weekends and public holidays, and lists payout coverage in 14 countries. Subscription payments automate recurring charges through credit cards, e-wallets, and direct debit. Listed integrations include WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo, with availability varying by country. Account controls include two-factor authentication, granular user permissions, and secure API keys. Verification tools cover bank-name and e-wallet validation, ID-card verification, OCR, AML checks, and liveness detection with facial matching. Xendit advertises 24/7 human support. Transaction rates vary by payment type and volume, and some products or notifications may carry separate charges. Merchants must complete onboarding and account activation before processing payments.