Midtrans vs Zoho Checkout
Midtrans
midtrans.comZoho Checkout
zoho.comSide by side
| Figure | Midtrans | Zoho Checkout |
|---|---|---|
| Price from | Free | $9/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 8 | 3 |
| Spec score · Hosted Checkout Software | 9.0 (#1) | 7.6 (#18) |
| Founded | 2012 | 2017 |
| Headquarters | Pasaraya Blok M, Building B, Jl. Iskandarsyah II No. 2, South Jakarta 12160, Indonesia | Chennai, India |
| Integrations | Official integration paths include SNAP, Core API, Payment Link, Mobile, plugins and invoice financing beta. | Listed integrations include Zoho Books, Zoho Campaigns, Zoho Cliq, Zoho Flow, Zoho Sign, Slack, MailChimp, and Zapier. |
| Recurring billing | Recurring or subscription payments are listed as a supported feature. | Recurring payment pages can use weekly, monthly, or yearly billing cycles and can start billing on a future date. |
| Security | Midtrans says it is licensed by Bank Indonesia, registered with Indonesia’s Ministry of Communication and Informatics, uses AES-256 encryption, and is ISO/IEC 27001 certified. | Zoho says Checkout payment pages use SSL encryption and are PCI compliant. |
| Support | Midtrans lists support for technical integration, registration, payment methods, transactions, pricing, withdrawals, and account changes; its contact page gives weekday and weekend support hours. | Zoho Checkout advertises email and phone support 24 hours a day, five days a week. |
| What it does | Midtrans is an Indonesian payment gateway for accepting online payments and managing payouts. | Zoho Checkout provides customizable hosted payment pages for collecting one-time and recurring online payments. |
Plans
Midtrans
- Pay per successful transactionFree
- DANA1.50 IDR, paid once
- GoPay2 IDR, paid once
- ShopeePay2 IDR, paid once
- QRIS7 IDR, paid once
- OVO15 IDR, paid once
- Bank-transfer virtual accounts4,000 IDR, paid once
- Cards292,000 IDR, paid once
In their own words
Midtrans
Midtrans helps businesses accept payments through cards, bank transfers, e-wallets, QRIS, over-the-counter payments, cardless credit, direct debit, and other methods. Merchants can select from 25 payment methods and enable all or only those they need. Snap supplies a checkout interface for websites and mobile apps; Core API lets a business build its own payment flow. Merchants can also create a payment page link in the dashboard without code and share it with customers.
For ecommerce, Midtrans documents plugins for WordPress WooCommerce, Magento, PrestaShop, OpenCart, and WHMCS, along with integrations for Shopify, Sirclo, and Jejualan. Android and iOS SDKs support native in-app payments. Recurring charges can collect fixed subscription amounts at selected intervals and retry failures, though only some payment channels support them. Midtrans says it screens every transaction for fraud using machine learning and analyst-defined rules. It is available on Android, iOS, web, and through an API. Setup is free, with charges on successful transactions; pricing starts from 4,000 IDR, and fees can differ for gaming and digital product companies.
Zoho Checkout
Zoho Checkout provides hosted payment pages for businesses collecting one-time or recurring online payments. Pages can be customized without coding with a logo, labels, fields, background colors, and fonts. Businesses can set a fixed amount or let customers choose what to pay. Recurring pages support weekly, monthly, or yearly billing, including a future start date. Pages can be embedded on a website or online store, or shared by email and social media. The service can retry failed payments up to three times on a configured schedule. Listed payment gateways are Stripe, WePay, and Razorpay; integrations include Zoho Books, Campaigns, Cliq, Flow and Sign, as well as Slack, MailChimp, and Zapier. Zoho says pages use SSL encryption and are PCI compliant. The free plan permits three pages and 50 payments overall, with the payment count not resetting monthly. Standard is $9 a month and Professional is $29 a month, billed per organization monthly with annual billing. It runs on the web.