MobilePayments vs Viva.com
MobilePayments
mobilepayments.co.ukViva.com
viva.comSide by side
| Figure | MobilePayments | Viva.com |
|---|---|---|
| Price from | — | £3.99/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 5 | 8 |
| Spec score · Mobile Payment Processing Software | 7.8 (#10) | 8.6 (#2) |
| Payment methods | Merchants can accept card, contactless or cash through a connected checkout, including Tap to Pay on iPhone and a card reader. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Remote payments | Payment Links can be shared by text, Instagram, WhatsApp or email, and customers can also scan a QR code. | Businesses without an online store can request payments by email, use a virtual terminal, or share Quick Pay links. |
| Support | Support is listed as available Monday to Friday, 8am–6pm, by phone, WhatsApp, live chat and email. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
Plans
MobilePayments
- In-person card paymentsPriced on request
- Payment LinksPriced on request
- Card Reader$49, paid once
- Card Reader Pro$179, paid once
- Smart Terminal$279, paid once
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
MobilePayments
MobilePayments has no write-up on Specifiction yet; its figures are above.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.