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ModernTax Employment Verification API vs Smile API

ModernTax Employment Verification API

moderntax.io

Smile API

getsmileapi.com

Side by side

FigureModernTax Employment Verification APISmile API
Price from—Free
Free plan—Yes
Free trial—Yes
Open source——
WebYesYes
APIYesYes
Plans published11
Spec score · Employment Verification Software6.9 (#24)7.9 (#7)
IntegrationThe service provides a REST API and webhook notifications for programmatic requests and result delivery.The API uses REST, JSON, and HTTPS, and the developer resources include an OpenAPI specification and Postman collection.
PurposeVerifies W-2 and 1099 income from IRS Wage & Income transcripts for platforms and lenders.Smile API provides real-time, user-authorized access to identity, employment, and income data through one API.
SecurityThe site states that ModernTax is SOC 2 compliant, uses 256-bit encryption, and is IRS authorized.Smile says credentials are sent to data sources over TLS and data is encrypted using RSA 4096 with SHA-256 signing.
SupportThe employment verification page lists [email protected] for support.Smile invites organizations to contact it for help understanding the API, implementation, and going live.

Plans

ModernTax Employment Verification API

  • Employment Verification APIPriced on request

ModernTax Employment Verification API pricing →

Smile API

  • SandboxFree

Smile API pricing →

In their own words

ModernTax Employment Verification API

ModernTax Employment Verification API has no write-up on Specifiction yet; its figures are above.

Visit moderntax.io

Smile API

Smile API provides real-time, user-authorized access to verified identity, employment, and financial data through an API. It consolidates information from government, HR and payroll systems, gig economy platforms, and documents users submit. Smile Wink links payroll, government, or HR accounts to retrieve employment and income data. Smile Snap extracts and validates information from identity documents, income statements, photographed IDs, PDFs, and scanned records. Smile Signals combines telecom, behavioral, and email signals for screening, while Smile Flip supports identity checks, face matching, document capture, form autofill, and configurable onboarding workflows. The API uses REST, JSON, and HTTPS, with an OpenAPI specification and Postman collection in its developer resources. New accounts can test in a sandbox using mock data; production access requires approval and is billable. Users can revoke data access, and Smile says the information is deleted through its Revoke API. The company says it complies with the Philippines Data Privacy Act of 2012 and supports data portability rights under Section 18. A free sandbox is listed, while production pricing is available on request.

Visit getsmileapi.com