ModernTax Employment Verification API vs Smile API
ModernTax Employment Verification API
moderntax.ioSmile API
getsmileapi.comSide by side
| Figure | ModernTax Employment Verification API | Smile API |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Employment Verification Software | 6.9 (#24) | 7.9 (#7) |
| Integration | The service provides a REST API and webhook notifications for programmatic requests and result delivery. | The API uses REST, JSON, and HTTPS, and the developer resources include an OpenAPI specification and Postman collection. |
| Purpose | Verifies W-2 and 1099 income from IRS Wage & Income transcripts for platforms and lenders. | Smile API provides real-time, user-authorized access to identity, employment, and income data through one API. |
| Security | The site states that ModernTax is SOC 2 compliant, uses 256-bit encryption, and is IRS authorized. | Smile says credentials are sent to data sources over TLS and data is encrypted using RSA 4096 with SHA-256 signing. |
| Support | The employment verification page lists [email protected] for support. | Smile invites organizations to contact it for help understanding the API, implementation, and going live. |
Plans
ModernTax Employment Verification API
- Employment Verification APIPriced on request
In their own words
ModernTax Employment Verification API
ModernTax Employment Verification API has no write-up on Specifiction yet; its figures are above.
Smile API
Smile API provides real-time, user-authorized access to verified identity, employment, and financial data through an API. It consolidates information from government, HR and payroll systems, gig economy platforms, and documents users submit. Smile Wink links payroll, government, or HR accounts to retrieve employment and income data. Smile Snap extracts and validates information from identity documents, income statements, photographed IDs, PDFs, and scanned records. Smile Signals combines telecom, behavioral, and email signals for screening, while Smile Flip supports identity checks, face matching, document capture, form autofill, and configurable onboarding workflows. The API uses REST, JSON, and HTTPS, with an OpenAPI specification and Postman collection in its developer resources. New accounts can test in a sandbox using mock data; production access requires approval and is billable. Users can revoke data access, and Smile says the information is deleted through its Revoke API. The company says it complies with the Philippines Data Privacy Act of 2012 and supports data portability rights under Section 18. A free sandbox is listed, while production pricing is available on request.