Mollie vs Profituity
Mollie
mollie.comProfituity
profituity.comSide by side
| Figure | Mollie | Profituity |
|---|---|---|
| Price from | €9/mo | $10/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 11 | 3 |
| Spec score · Payment Processing Software | 9.0 (#6) | 7.3 (#45) |
| API security | API connections require HTTPS with TLS 1.2 or higher and API-key authentication. | Profituity instructs API clients to use HTTPS to protect credentials and tokens. |
| Founded | 2004 | Profituity says it started in 2012. |
| Headquarters | Amsterdam, Netherlands | Wexford, Pennsylvania, United States |
| Integrations | The integration directory lists Shopify, WooCommerce, Magento, Shopware, Lightspeed, PrestaShop, Wix, Salesforce, Odoo, QuickBooks, Zapier and many other services. | Profituity offers built-in ACH integration with RTO Pro using a site key issued after approval. |
| Support | Mollie provides a help centre, customer support, and a partnerships team for platform integrations. | Profituity says its team typically responds to inquiries within one business day. |
| Target customers | Mollie lists ecommerce, franchises, marketplaces, and SaaS businesses as solution categories. | Profituity serves merchants, ISVs and merchant service providers, financial institutions, and third-party processors. |
| What it does | Mollie provides online and in-person payments plus subscriptions, invoicing, financing, reconciliation, fraud prevention and business-account tools. | Profituity provides ACH payment processing, compliance, and audit-readiness services on one platform. |
Plans
Mollie
- Pay as you goFree
- Business accounts€9 a month
- In-person Pro€20 a month
- Pro€20 a month
- Tap terminal€95, paid once
- Fixed terminal€350, paid once
- Mobile terminal€350, paid once
- In-person Pay as you goPrice not published
- In-person Volume pricingPriced on request
- Online paymentsPriced on request
Profituity
- RTO Pro ACH integration$10 a month
- RTO Pro transaction feePriced on request
- RTO Pro ACH processing$10 a month
In their own words
Mollie
Mollie provides payments and money-management products for businesses in Europe and the UK. Its offerings include online and in-person payments, checkout, payment links, recurring payments, invoicing, business accounts, capital, outbound payments, and acceptance and risk services. Payments can be accepted through the Web App or API, terminals, and the Mollie Tap app on phones, tablets, and kiosks. Tap to Pay is available on iPhone and Android, and the Tap app can turn a device into a contactless payment terminal. Developer resources include a customizable API, plugins, and libraries for JavaScript, PHP,.NET, and Python; listed integrations include Shopify, WooCommerce, Magento, Odoo, and Zapier. Payouts can be scheduled each business day, weekly on a selected business day, or monthly on the first business day. The Pay as you go plan is listed at free, with transaction fees; other listed prices include €9/mo for Business accounts and €20 per month for Pro. Services are for organizations acting in a business capacity.
Profituity
Profituity provides ACH payment processing, compliance, and audit-readiness services for merchants, ISVs, merchant service providers, financial institutions, and third-party processors. Profituity Cloud shows real-time ACH program status and updates with Nacha rule changes. The company says documentation is generated continuously during normal operations for exam readiness, and describes itself as a Nacha Preferred Partner and SOC 2 Type II certified ACH processor. The Platform Portal includes Dashboard, Audit+, Compliance+, Configuration, CRM, Onboard+, Payments, Processing, Recovery, Risk, and Sales modules. Its API exposes nearly all website features for customer applications, with sandbox credentials for testing; HTTPS is required to protect credentials and tokens. Supported capabilities include recurring ACH payments, ACH credits, same-day ACH, and webhooks. Built-in RTO Pro integration requires approval and a site key. The RTO Pro ACH integration plan costs $10 a month, plus 25¢ per transaction, $1.95 per return, and $15 per unauthorized return.