Mollie vs Viva.com
Mollie
mollie.comViva.com
viva.comSide by side
| Figure | Mollie | Viva.com |
|---|---|---|
| Price from | €9/mo | £3.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 11 | 8 |
| Spec score · Mobile Credit Card Processing Software | 9.2 (#1) | 8.6 (#4) |
| Spec score · Payment Gateways | 8.9 (#5) | 8.5 (#12) |
| Spec score · Payment Processing Software | 9.0 (#6) | 8.6 (#14) |
| Developer tools | Mollie offers a customizable API, ready-made plugins, and client and server libraries for JavaScript, PHP, .NET, and Python. | The developer portal documents Basic Auth and OAuth 2.0 integrations, testing environments, responses, and error debugging. |
| In-person payments | Mollie supports in-store, event and mobile payments through terminals and Tap applications. | Its Terminal app lets businesses accept contactless payments using supported Android and iOS devices. |
| Integrations | The integration directory lists Shopify, WooCommerce, Magento, Shopware, Lightspeed, PrestaShop, Wix, Salesforce, Odoo, QuickBooks, Zapier and many other services. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | The homepage says merchants can accept 38 payment methods through one integration. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Rating on Apple App Store | 4.4 out of 5 from 40 ratings. | 4.7 out of 5 from 2K ratings in the UK store |
| Rating on Capterra | 3.2 out of 5 from 36 reviews. | 3.0 out of 5 from 1 review for viva.com Smart Checkout |
| Rating on G2 | 4.0 out of 5 from 13 reviews. | 3.8 out of 5 from 2 reviews |
| Rating on GetApp | 3.2 out of 5 from 36 reviews. | 4.0 out of 5 from 7 reviews |
| Rating on Google Play | 4.5 out of 5 from about 1.51K reviews. | 3.3 out of 5 from 17K reviews |
| Rating on Software Advice | 3.2 out of 5 from 36 reviews. | 4.5 out of 5 from 6 reviews |
| Rating on Trustpilot | 4.3 out of 5 from 12,954 reviews. | 4 out of 5 from about 2,000 reviews |
| Security controls | Mollie states that it uses 24/7 monitoring, penetration testing, encryption and dashboard security controls. | The security page describes tokenization, dynamic CVV, AI fraud detection, biometrics, encryption, hardware security modules and DDoS-protected cloud infrastructure. |
| Support | Mollie provides a help centre, customer support, and a partnerships team for platform integrations. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
| What it does | Mollie provides online and in-person payments plus subscriptions, invoicing, financing, reconciliation, fraud prevention and business-account tools. | Viva.com provides business payment acceptance, accounts, card issuing and financing across European markets. |
Plans
Mollie
- Pay as you goFree
- Business accounts€9 a month
- In-person Pro€20 a month
- Pro€20 a month
- Tap terminal€95, paid once
- Fixed terminal€350, paid once
- Mobile terminal€350, paid once
- In-person Pay as you goPrice not published
- In-person Volume pricingPriced on request
- Online paymentsPriced on request
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Mollie
Mollie provides payments and money-management products for businesses in Europe and the UK. Its offerings include online and in-person payments, checkout, payment links, recurring payments, invoicing, business accounts, capital, outbound payments, and acceptance and risk services. Payments can be accepted through the Web App or API, terminals, and the Mollie Tap app on phones, tablets, and kiosks. Tap to Pay is available on iPhone and Android, and the Tap app can turn a device into a contactless payment terminal. Developer resources include a customizable API, plugins, and libraries for JavaScript, PHP,.NET, and Python; listed integrations include Shopify, WooCommerce, Magento, Odoo, and Zapier. Payouts can be scheduled each business day, weekly on a selected business day, or monthly on the first business day. The Pay as you go plan is listed at free, with transaction fees; other listed prices include €9/mo for Business accounts and €20 per month for Pro. Services are for organizations acting in a business capacity.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.