MoneyGuide vs Temenos Wealth Front Office
MoneyGuide
moneyguidepro.comTemenos Wealth Front Office
temenos.comSide by side
| Figure | MoneyGuide | Temenos Wealth Front Office |
|---|---|---|
| Price from | $10.42/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | — |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 15 | 0 |
| Spec score · Wealth Management | 8.9 (#1) | 7.2 (#12) |
| Founded | 2000 | 1993 |
| Headquarters | Powhatan, Virginia, United States | Geneva, Switzerland |
| Integrations | The integration catalog covers CRM, custodians, account aggregation, portfolio analytics, data gathering, risk tolerance and client-portal providers. | The product has open APIs and a composable architecture for integration with other Temenos Wealth components and banks’ existing applications. |
| Purpose | Envestnet MoneyGuide develops financial planning software for financial advisors to help them guide clients toward lifetime financial goals. | Temenos Wealth Front Office is a portfolio management system developed for advisors and portfolio managers. |
| Support | Customer service is available by phone, email and chat Monday through Thursday 9 AM–6 PM ET and Friday 10 AM–6 PM ET. | Temenos describes standard support as including 24/7 access to its critical call center and a customer support portal for incidents and software updates. |
| What it does | MoneyGuide is web-based financial-planning software for advisors using goal-based plans, risk management, asset allocation and lifetime-income analysis. | Temenos Wealth Front Office is a portfolio management system for advisors and portfolio managers, covering profiling, modeling, performance reporting, risk, and compliance. |
Plans
MoneyGuide
- MyBlocks Individual$125 a year
- MyBlocks Individual$125 a month
- Client Portal with MX$400 a year
- Client Portal with Yodlee$400 a year
- MX add-on$400 a year
- Yodlee Client Portal add-on$400 a year
- Dash$500 a year
- Dash add-on$500 a year
- MyBlocks$600 a year
- MyBlocks add-on$600 a year
In their own words
MoneyGuide
MoneyGuide is financial planning software from Envestnet for financial advisors helping clients work toward lifetime financial goals. It supports goal-based, asset-allocation, and lifetime-income plans, including Monte Carlo simulations on a single income stream. Advisors and clients can collaborate online with view-only or update-all sharing permissions. Planning tools cover retirement, college, estate, insurance needs, risk management, taxes, and Social Security. What-if scenarios and stress tests can model changes in market returns, inflation, taxes, and longevity. Clients can link accounts through MX or Yodlee; listed integrations also include Redtail and Wealthbox. The company says it does not collect or store Social Security, credit card, or account numbers, and that client data is encrypted in transit. MoneyGuide is web-based and compatible with Windows PCs, Macs, iPads, and iPhones. It is non-transactional, so clients cannot access, move, or withdraw funds through the application. A MyBlocks trial lasts 14 days, requires no credit card, and expires automatically. Listed annual subscriptions include MoneyGuide at $2,000 a year per advisor; applicable state and local taxes are not included.
Temenos Wealth Front Office
Temenos Wealth Front Office is a portfolio management system for advisors and portfolio managers. It brings together client profiling, portfolio modeling, performance reporting, risk analysis and compliance, with coverage for cash, equities, fixed income, derivatives and structured products. Advisors can build tailored asset allocations and model portfolios for advisory or discretionary services. The system supports complex, multi-layered rebalancing and execution-mode client relationships, and automates investments, order generation and compliance checks while allowing human involvement in relationship optimization. Dashboards and alerts surface actions for portfolio and relationship managers. Ready-to-use workflows can be altered and extended to meet an institution’s needs. Open APIs, pre-integrated services and adaptors support connections with Temenos products, bank applications and fintech solutions. Deployment options include SaaS, multiple clouds and on-premise. The product is described as serving clients from ultra-high-net-worth individuals to mass affluent segments across geographies. Pricing is paid and available on request, with a tailored cost model described.