MoneyHash vs OpenSwitch
MoneyHash
moneyhash.ioOpenSwitch
openswitch.techSide by side
| Figure | MoneyHash | OpenSwitch |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 3 |
| Spec score · Payment Orchestration Platforms | 7.6 (#11) | 7.6 (#12) |
| Developer support | The developer hub offers guides, API documentation, SDKs, and support for getting started and troubleshooting. | The developer page documents REST and JSON, an npm SDK, a Docker image, and a self-hosted Rust binary. |
| Integrations | MoneyHash connects pay-in, payout, and value-added payment services through a unified API, and its integrations page invites provider requests. | The connector directory lists 18 integrations, including Stripe, Adyen, Checkout.com, Braintree, Paymob, Klarna, PayPal, and Razorpay. |
| Security | The developer hub lists PCI DSS Level 1, tokenization, 3-D Secure, and data residency under Security & Compliance. | The developer page says requests use bearer keys with restricted scopes and that webhooks are HMAC-signed with replay protection. |
| Support | The company says its team provides support across technical integrations, infrastructure, and payment strategy. | The pricing page lists community support for Open Source, email and Slack support for Cloud, and 24/7 on-call plus a dedicated solutions engineer for Enterprise. |
| What it does | MoneyHash describes itself as payment infrastructure software for businesses in Africa and the Middle East, helping manage payments across fragmented emerging markets. | OpenSwitch provides one API to route, retry, and observe payments across multiple payment service providers (PSPs). |
Plans
In their own words
MoneyHash
MoneyHash provides payment infrastructure and orchestration for businesses in emerging markets, with a stated focus on Africa and the Middle East. Its unified API connects businesses to payment providers and methods, while provider setup is managed through a dashboard. Programmable routing rules can direct transactions across providers, and the platform supports retries and provider failover. The dashboard shows transactions, revenue, refunds, and channel performance. Its products include pay-in and payout integrations, alternative payment methods, recurring payments, a tokenization vault, payment links, virtual wallets, subscriptions, and digital invoices. Checkout options include hosted pages, web embeds, mobile SDKs, and direct API integration. The pay-in integration page describes connections to 300+ providers across 100+ markets, including cards, wallets, BNPL, and open banking. Developer resources include documentation, guides, SDKs for JavaScript, iOS, Android, Flutter, and React Native, and troubleshooting support. The company says its team can assist with technical integration, infrastructure, and payment strategy. Direct API integration requires PCI DSS Level 1 certification, and merchants are responsible for collecting, handling, and transmitting cardholder data. Pricing is available on request.
OpenSwitch
OpenSwitch provides one API for routing, retrying, and observing payments across multiple payment service providers. Routing rules can use cost, success rate, currency, BIN, geography, or custom expressions, while retry policies and connector fallback chains reroute soft declines. A shared schema covers payments, refunds, disputes, mandates, and webhooks across enabled connectors. The product describes a network-token-aware vault with tokens portable across PSPs controlled by the customer. Per-connector latency, authorization rates, and decline reasons are available, with event export through webhooks or S3. The connector directory lists 18 integrations, including Stripe, Adyen, Checkout.com, Braintree, Paymob, Klarna, PayPal, and Razorpay. Developer materials document REST and JSON, an npm SDK, Docker, and a self-hosted Rust binary. OpenSwitch says it does not custody funds; settlements occur directly between PSPs and customers' bank accounts. Open Source is free; Cloud is priced on request per orchestrated request.