Moneyhub Enterprise API vs Powens
Moneyhub Enterprise API
moneyhub.com
Powens
powens.comSide by side
| Figure | Moneyhub Enterprise API | Powens |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Bank Connectivity Software | 7.0 (#39) | 8.2 (#8) |
| Headquarters | Bristol, United Kingdom | Paris, France |
| Regulation | Moneyhub Financial Technology Limited is FCA-authorised and regulated as an Account Information Service Provider and Payment Initiation Service Provider, reference 809360. | Powens SAS is described as a French payment institution regulated by the ACPR, and Unnax Regulatory Services EDE, S.L.U. as a Spanish electronic money institution regulated by the Bank of Spain. |
| Security | Moneyhub states it is ISO/IEC 27001 certified, FAPI 2.0 certified, and conducts regular penetration testing through a CREST-certified provider. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | The product page offers a demo and links to API documentation; Moneyhub lists [email protected] for support-related queries. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
Plans
Moneyhub Enterprise API
- Moneyhub Data AggregationPriced on request
In their own words
Moneyhub Enterprise API
Moneyhub Enterprise API has no write-up on Specifiction yet; its figures are above.
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.