MoneyPatrol vs PocketSmith
MoneyPatrol
moneypatrol.com
PocketSmith
pocketsmith.comSide by side
| Figure | MoneyPatrol | PocketSmith |
|---|---|---|
| Price from | $1.67/mo | $9.99/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 5 | 7 |
| Spec score · Personal Finance Software | 9.2 (#4) | 9.5 (#2) |
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Free tier | MoneyPatrol offers a forever-free plan with no fees. | A free plan is available for casual budgeters. |
| Free tier limits | The free plan includes income and expense tracking, alerts, linked accounts, credit reports, net worth, bills, receipts, reports, and calculators. | The free plan includes 2 dashboards, 12 budgets, 2 accounts, and 6 months' projection. |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Supported platforms | Apps are listed for Play Store, App Store, Windows, Mac, and Linux. | The site lists mobile and desktop apps. |
| Report export | Advanced reports can be exported to Excel or PDF files. | Yes |
| Paid from | 3.99 | 9.99 |
| Priority support | Priority support is included with the Power plan. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Plans
MoneyPatrol
- Forever FreeFree
- Essential$19.99 a year
- Premier$39.99 a year
- Power$69.99 a year
- Power Lifetime$299.99, paid once
PocketSmith
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
- Fortune$319.92 a year
In their own words
MoneyPatrol
MoneyPatrol is a personal finance service for tracking income, expenses, budgets, bills, debt, investments, net worth, credit scores, and receipts. Its forever-free plan has no fees and includes core tracking and dashboard features such as linked accounts, alerts, bill reminders, and reports. Users can share dashboards with spouses, financial coaches, advisors, and CPAs. Alerts and reminders cover bills, fees, low balances, and suspicious transactions. MoneyPatrol connects accounts through financial institutions and lists apps for Play Store, App Store, Windows, Mac, and Linux. Paid plans include a 15-day free trial. Listed monthly prices are $3.99, $6.99, and $9.99; annual Essential, Premier, and Power plans are listed at 19.99 USD, 39.99 USD, and $69.99 a year. Power Lifetime is listed at 299.99 USD as a one-time payment. Paid-plan integrations and data-retention periods vary by plan, and Power includes daily data backups. The service also provides access to more than 500 financial calculators.
PocketSmith
PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.