MoneyPatrol vs Talvo
MoneyPatrol
moneypatrol.comTalvo
talvo.euSide by side
| Figure | MoneyPatrol | Talvo |
|---|---|---|
| Price from | $1.67/mo | €5/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 5 | 4 |
| Spec score · Personal Finance Software | 9.2 (#4) | 8.9 (#8) |
| Account sync | both | both |
| Budgeting tools | Yes | Yes |
| Company identity | MoneyPatrol and its logo are trademarks of Kevali Tech LLC in Milpitas, California, USA. | The site identifies MAES IT CONSULT as Talvo's developer and describes the product as made and hosted in the EU. |
| Free plan | Yes | Yes |
| Plan integrations | Paid plans include Excel, Google Sheets, Zillow Zestimate, and multiple data aggregators depending on plan. | Talvo names Enable Banking as its licensed Account Information Service Provider for transmitting account balances and transaction history. |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Report export | Advanced reports can be exported to Excel or PDF files. | Yes |
| Priority support | Priority support is included with the Power plan. | Talvo lists [email protected] as its support contact. |
Plans
MoneyPatrol
- Forever FreeFree
- Essential$19.99 a year
- Premier$39.99 a year
- Power$69.99 a year
- Power Lifetime$299.99, paid once
In their own words
MoneyPatrol
MoneyPatrol is a personal finance service for tracking income, expenses, budgets, bills, debt, investments, net worth, credit scores, and receipts. Its forever-free plan has no fees and includes core tracking and dashboard features such as linked accounts, alerts, bill reminders, and reports. Users can share dashboards with spouses, financial coaches, advisors, and CPAs. Alerts and reminders cover bills, fees, low balances, and suspicious transactions. MoneyPatrol connects accounts through financial institutions and lists apps for Play Store, App Store, Windows, Mac, and Linux. Paid plans include a 15-day free trial. Listed monthly prices are $3.99, $6.99, and $9.99; annual Essential, Premier, and Power plans are listed at 19.99 USD, 39.99 USD, and $69.99 a year. Power Lifetime is listed at 299.99 USD as a one-time payment. Paid-plan integrations and data-retention periods vary by plan, and Power includes daily data backups. The service also provides access to more than 500 financial calculators.
Talvo
Talvo is a personal finance tracker for bringing accounts, spending, budgets and net worth into one view. It runs on the web, iOS and Android. Its free Starter plan uses manually maintained accounts and transactions, with a spending overview, budgets with pace and projections, insights and money-flow views. Plus adds bank synchronization and automatic categorization with rules; it costs €6.00 per month, billed monthly. Talvo connects to over 2,700 European banks through licensed PSD2 providers, and insights can be filtered by account, category or tag. Spending analysis compares months, highlights category changes and shows a daily spending heatmap. Budgets can carry unspent amounts forward, be rebalanced mid-month, or exclude selected transactions or categories. The app supports 21 currencies, converting to a base currency using daily ECB rates. Bank connections are read-only, and users can export records, disconnect accounts or request deletion in the app. Talvo says data is stored in the EEA under GDPR protections.