MultiCHAX vs Zil Money
MultiCHAX
chax.com
Zil Money
zilmoney.comSide by side
| Figure | MultiCHAX | Zil Money |
|---|---|---|
| Price from | — | $499.99/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | — |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 9 | 7 |
| Spec score · Check Printing Software | 8.4 (#5) | 8.6 (#3) |
| Accounting integrations | Official pages list QuickBooks, QuickBooks Online, Quicken, Sage 50/Peachtree, Great Plains, Solomon, MAS 90, Microsoft Dynamics and Nimble Accounting compatibility. | Listed integrations include QuickBooks Online and Desktop, QuickBooks Payroll, Xero, Zoho Books, Zoho Payroll, Gusto and Zapier. |
| Headquarters | Henderson, Nevada, USA | San Jose, California, USA |
| Integrations | The maker lists QuickBooks, QuickBooks Online, QuickBooks Payroll Plus, Quicken, Sage 50, Great Plains, Solomon, and Peachtree compatibility. | The integration directory lists QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. |
| Limit: support responsiveness | A July 2026 Trustpilot reviewer said support messages were ignored and phone contact did not answer; the company replied that the requests had gone to an orders mailbox and were later resolved. | Independent reviews report delayed or ineffective customer-service responses when transactions fail or require investigation. |
| Rating on Trustpilot | 3.5 out of 5 from 27 reviews. | 3.0 out of 5 from 476 reviews |
| Security | The pricing page says files are encrypted and password protected, with user rights for bank accounts and check amount limits. | The trust page says Zil Money uses encryption, secure data centers, multi-factor authentication, continuous monitoring, and regular security assessments. |
| Support | The store lists email support and included phone/chat support periods that vary by edition. | The contact page lists [email protected] and phone number (408) 775-7720. |
| What it does | MultiCHAX prints payroll and accounts-payable checks with MICR encoding on blank or pre-printed stock through accounting software. | Zil Money combines business payment, accounts-payable and accounts-receivable workflows in one platform. |
Plans
MultiCHAX
- Demo / TrialFree
- Upgrade License$125, paid once
- Starter$129, paid once
- Starter$129, paid once
- Professional$199, paid once
- Professional$199, paid once
- Ultimate$299, paid once
- Ultimate$299, paid once
- Enterprise$649, paid once
Zil Money
- FreeFree
- BusinessPriced on request
- Pay As You GoFree
- Pay as You Go$30, paid once
- Premium$499.99 a month
- EnterprisePriced on request
- Enterprise CustomPriced on request
In their own words
Zil Money
Zil Money is a payment and finance platform for small and medium-sized businesses, with tools for check creation and payment workflows. Users can print checks on blank check stock, prepare payroll checks with employee details, payments, and deductions, and import checks directly from accounting software. Check layouts can be customized with logos, colors, and text. Its mobile app lists ACH transfers, RTP, wire transfers, printed checks, and eChecks, and supports reviewing and releasing vendor payments and payroll runs from a phone. Integrations include QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. The service is available on web, Android, iOS, and through an API. A free plan has limited monthly transactions. The maker says there is no monthly subscription fee and that pricing depends on volume, with customized plans and high-volume discounts. Listed options include a 30.00 USD one-time Pay as You Go recharge and a $499.99 a month Premium plan. Zil Money says it is a financial technology company, not a bank; banking and money movement come through partner institutions and licensed providers.