Navan Expense vs Pluto Card
Navan Expense
navan.com
Pluto Card
getpluto.comSide by side
| Figure | Navan Expense | Pluto Card |
|---|---|---|
| Price from | $15/mo | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Expense Management | 7.7 (#12) | 7.4 (#16) |
| Headquarters | Palo Alto, California, United States | Dubai, United Arab Emirates; also listed with headquarters in Canada and the United States |
| Support | Navan Business includes 24/7 travel support agents, while Enterprise includes a designated account executive, a dedicated customer success manager, and custom implementation. | Pluto’s About page states that its team resolves most support requests in an average of 15 minutes. |
Plans
In their own words
Navan Expense
Navan Expense has no write-up on Specifiction yet; its figures are above.
Pluto Card
Pluto Card combines corporate cards, expense management, petty cash, procurement, invoice management, and accounting automation in one platform. Employees can submit receipts through WhatsApp, SMS, or email for AI processing, while the platform monitors spending against policies and budgets. Its prepaid Mastercard corporate cards offer real-time spending limits and budgets, with up to 2% cashback on business expenses. Procurement tools include configurable approval routing, vendor contract tracking, and two-way and three-way GRN matching. Pluto says its AI OCR can process hundreds of invoices within minutes and flag duplicates. Listed accounting integrations include NetSuite, Wafeq, Xero, Tally, Zoho, Microsoft Dynamics, QuickBooks, Oracle Fusion, Oracle JD Edwards, Epicor, SAP, Odoo, and Infor. HR and sign-in options include Workday, Deel, BambooHR, Okta, Microsoft Entra ID, Google SSO, and Ping Identity. Pluto lists Android, iOS, and web platforms. Its free plan has no monthly subscription and covers up to 10 users. The product is presented for businesses from small companies to large groups, including retail, food and beverage, professional services, and technology startups.