NaviPlan vs ProjectionLab
NaviPlan
investcloud.com
ProjectionLab
projectionlab.comSide by side
| Figure | NaviPlan | ProjectionLab |
|---|---|---|
| Price from | — | $10.75/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 0 | 6 |
| Spec score · Financial Planning Software | 6.9 (#29) | 8.8 (#7) |
| Integrations | InvestCloud says integrations transfer client data securely in real time and specifically names MX for importing accounts and loans. | Direct financial-account linking is not supported; plugins can sync Lunch Money, YNAB and Monarch Money data or run custom automations. |
| Purpose | NaviPlan provides financial planning tools for professionals, from goals based assessments to retirement income scenarios and estate planning. | ProjectionLab simulates personal financial and retirement scenarios to help users plan their financial future. |
| Security | InvestCloud says NaviPlan complies with ISO/IEC 27001 for information security management systems. | The maker states that data is encrypted in transit with HTTPS/TLS and at rest with AES-256, and that it uses multifactor authentication and SOC 2 aligned controls. |
| Support | NaviPlan support includes hands-on training, ongoing help, custom product configuration, videos, reference guides, and functional documents. | Support is available by email, through the Discord community, and via bookable educational 1-on-1 sessions. |
Plans
ProjectionLab
- BasicFree
- BasicFree
- Premium$129 a year
- Premium$129 a year
- Pro$549 a year
- Pro$549 a year
In their own words
ProjectionLab
ProjectionLab simulates personal financial and retirement scenarios to help users plan for different possible futures. Users can model life milestones, cash flow, estimated taxes, investment strategies, account types, withdrawals and estate outcomes. Monte Carlo simulations and historical backtesting let users explore potential outcomes. The free Basic plan includes forecasting, financial planning, simulations and backtesting. Premium adds tax optimization, Roth conversions, ACA subsidies, capital gains harvesting, international planning and advanced analytics, and costs $129 a year. Pro costs $549 a year and is aimed at financial advisors and coaches, with client management tools and 10 client seats. ProjectionLab does not directly link financial accounts, so users can make plans without supplying account numbers or connecting bank or brokerage accounts. The web app can be installed on mobile devices as a Progressive Web App; the maker says it has no formal mobile app. Support is available by email, Discord and bookable educational sessions.