Neonomics vs Powens
Neonomics
neonomics.io
Powens
powens.comSide by side
| Figure | Neonomics | Powens |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Bank Connectivity Software | 7.2 (#36) | 8.2 (#8) |
| Founded | 2017 | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. |
| Headquarters | Oslo, Norway | Paris, France |
| Payments | Nello Pay offers Pay by Bank through an API or hosted payment flow, with Pay by Card available through the hosted flow. | Its Accounts & Payments products include payment accounts and IBANs, instant SEPA transfers, direct debit and pay by bank. |
| Regulation | Neonomics says it is licensed by the Norwegian Financial Supervisory Authority for account information and payment initiation services, with EU passporting. | Powens SAS is described as a French payment institution regulated by the ACPR, and Unnax Regulatory Services EDE, S.L.U. as a Spanish electronic money institution regulated by the Bank of Spain. |
| Security | Nello Data describes consent-based access, Strong Customer Authentication, PSD2 compliance, encrypted connections, and regulated open banking infrastructure. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | The site links to an end-user Help Center, Customer Support, and a customer FAQ. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
| What it does | Neonomics combines financial data, verification, financial intelligence, and payments in one open finance platform. | Powens describes itself as an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. |
Plans
In their own words
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.