NetValve Payment Link vs SumUp Payment Links
NetValve Payment Link
netvalve.comSumUp Payment Links
sumup.comSide by side
| Figure | NetValve Payment Link | SumUp Payment Links |
|---|---|---|
| Price from | — | £15.75/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 4 |
| Spec score · Payment Link Software | 7.2 (#25) | 8.6 (#10) |
| Intended users | The maker describes its infrastructure as serving businesses from solo founders to payment teams managing millions in daily volume. | SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders. |
| Security | NetValve says it is PCI DSS Level 1 certified and uses fraud monitoring, network tokenization, and encryption at every layer. | SumUp says every payment link is protected by 3D Secure 2. |
| What it does | NetValve Payment Link creates hosted checkout links that customers can pay through without the merchant having a website or writing code. | Payment Links creates secure online checkout links that merchants share so customers can pay without a website, online store, card reader or SumUp app. |
Plans
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
NetValve Payment Link
NetValve Payment Link creates hosted checkout links for accepting credit card payments without a merchant website or development work. From the dashboard, merchants set an amount, currency and description, then share links by email, SMS, WhatsApp, social platforms or invoices. Hosted pages can display a logo, colours and business details. Links may expire, have a maximum use count, or both. The dashboard tracks views, clicks, completed payments and payment details in real time, while merchants can monitor conversion and export reports. NetValve says checkout, receipts and reconciliation are handled automatically, and webhook support is available. Payment Link is a cloud web service with basic checkout customisation and vendor-hosted token vaulting. The wider platform provides shared APIs, REST documentation, sandbox environments and processor routing; listed connections include PayPal, Braintree, Nuvei, Paysafe, Shift4, Fiserv and Mastercard Gateway. NetValve states PCI DSS Level 1 certification, fraud monitoring, network tokenisation and encryption. Pricing is on request and described as interchange-plus.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.