Newline by Fifth Third vs Paynetics Card Issuing
Newline by Fifth Third
newline53.com
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | Newline by Fifth Third | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.1 (#25) | 7.9 (#9) |
| Accounts | The platform supports virtual reference numbers, custodial accounts and other account solutions for different funds flows. | Issued cards can be linked to dedicated IBAN accounts and integrated into an eWallet. |
| Customization | Newline describes its solutions as customizable so customers can use only what they need. | Card programmes support co-branding, customised designs and flexible rule settings. |
| Product | Newline is an API-first platform for launching embedded payment and deposit solutions directly with Fifth Third Bank. | Paynetics offers card-issuing programs that partners can customise for their business needs. |
| Purpose | Newline is an API-first platform for launching embedded payment and deposit solutions with Fifth Third Bank. | Paynetics provides versatile, flexible card issuing for businesses. |
| Support | The developer documentation directs clients to its Sales and Partnership team or their Newline Specialist for implementation and API questions. | The company lists customer support at +44 (0) 330 223 6848 and [email protected]. |
Plans
In their own words
Newline by Fifth Third
Newline by Fifth Third has no write-up on Specifiction yet; its figures are above.
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.