Newline by Fifth Third vs Swan Cards
Newline by Fifth Third
newline53.comSwan Cards
swan.ioSide by side
| Figure | Newline by Fifth Third | Swan Cards |
|---|---|---|
| Price from | — | €900/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 4 |
| Spec score · Banking-as-a-Service Platforms | 7.1 (#25) | 8.8 (#1) |
| API | The Newline API is REST-organized and accepts form-encoded or JSON-encoded request bodies, returning JSON-encoded responses. | Swan exposes a GraphQL API for accounts, cards, transactions and other banking actions. |
| Founded | 2023 | 2019 |
| Product | Newline is an API-first platform for launching embedded payment and deposit solutions directly with Fifth Third Bank. | Swan provides embedded banking features—including accounts, cards, and payments—for integration into other companies’ products. |
| Support | The developer documentation directs clients to its Sales and Partnership team or their Newline Specialist for implementation and API questions. | The support center covers onboarding, identifications, accounts, cards, transfers, direct debit, merchants and Tap to Pay. |
Plans
Swan Cards
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
In their own words
Newline by Fifth Third
Newline by Fifth Third has no write-up on Specifiction yet; its figures are above.
Swan Cards
Swan Cards provides embedded banking features—accounts, cards, and payments—for companies integrating financial services into their own products. Swan presents its platform to European software companies adding white-labeled banking. Its Mastercard debit cards come in virtual, physical, and digital formats, including single-use virtual cards. They can be added to Apple Wallet and Google Wallet for NFC payments; other digital wallets are not supported. Partners can set spending limits and payment rules based on amount, currency, merchant, city, or country. Card packages have different spending limits and FX fees: Standard, Essential, and Premium list €10,000, €40,000, and €100,000 limits, with fees of 2%, 1%, and 0%, respectively. Swan offers a GraphQL API, a ready-made web banking interface, and an open-source frontend for customization. API calls must originate from a partner’s backend, not a frontend app. The free Sandbox uses fake accounts, cards, and payments. Paid service starts at €2,990/mo.