Noda vs Pay by Bank from allpay
Noda
noda.livePay by Bank from allpay
allpay.netSide by side
| Figure | Noda | Pay by Bank from allpay |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | — |
| Plans published | 2 | 0 |
| Spec score · Open Banking Payment Platforms | 7.8 (#3) | 7.4 (#10) |
| Founded | LinkedIn lists the company as founded in 2020. | 1994 |
| Headquarters | Cyprus | Hereford, England, United Kingdom |
| Integrations | Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, alongside API integration. | The page says Pay by Bank is rolling out across allpay’s digital platforms, starting with the allpayments app and online payment journeys using hosted payment pages; Gateway Plus is marked as coming soon. |
| Security | Noda describes open banking payments as authorised through customers' banks using Strong Customer Authentication. | Customers authorise each payment directly through their bank, so the organisation does not handle sensitive account details. |
| Support | Noda advertises a personal onboarding assistant, dedicated account management and 24/7 global technical support. | The Pay by Bank page directs organisations to contact the sales team and links to the allpay Help Centre for support. |
| What it does | Noda provides open-banking payments, payouts and financial-data services for online merchants. | Pay by Bank lets customers pay directly from their bank account using Open Banking, without entering card details. |
Plans
Noda
- Open-banking transaction pricingPriced on request
- Transaction-based pricingPriced on request
In their own words
Noda
Noda is a paid open banking payment platform for businesses, available through an API and web-based tools. Customers can pay directly from bank accounts, while businesses can also offer cards, Apple Pay, and Google Pay. Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, plus payment links and QR codes for accepting payments without coding. The platform connects to more than 2,000 UK and EU banks and states that it covers every UK bank. Open banking transaction fees start at 0.1%, with pricing tailored to business needs and no fixed plans listed. Noda says payments settle instantly or near-instantly. Bank authorisation uses Strong Customer Authentication, and customers must consent to financial-data sharing, with an option to withdraw consent. The pricing page lists 24/7 global technical support and a dedicated personal manager. Noda says the service does not support recurring subscriptions.
Pay by Bank from allpay
Pay by Bank from allpay lets customers pay an organisation directly from a bank account using Open Banking, without entering card details. At checkout, the customer chooses the option, selects a bank, and authorises payment in a banking app or online banking; confirmation arrives near instantly. The organisation does not handle sensitive account details because authorisation takes place through the customer’s bank.
The service is intended for housing associations, local authorities, rent and income collection teams, utilities, billing organisations, and organisations handling high-volume regular payments. allpay says bypassing traditional card networks can lower processing costs, while avoiding expired cards, incorrect entries, and manual input may help reduce failed or abandoned transactions. The rollout is starting with the allpayments app and online payment journeys using hosted payment pages. Gateway Plus support is marked as coming soon, with no date specified. Pricing is on request. Platforms listed are Android, iOS, and web. allpay describes the method as FCA-regulated and states that it complies with PCI DSS.