Noda vs Tarabut Gateway Account Information

Noda is a paid open banking payment platform for businesses, available through an API and web-based tools. Customers can pay directly from bank accounts, while businesses can also offer cards, Apple Pay, and Google Pay. Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, plus payment links and QR codes for accepting payments without coding. The platform connects to more than 2,000 UK and EU banks and states that it covers every UK bank. Open banking transaction fees start at 0.1%, with pricing tailored to business needs and no fixed plans listed. Noda says payments settle instantly or near-instantly. Bank authorisation uses Strong Customer Authentication, and customers must consent to financial-data sharing, with an option to withdraw consent. The pricing page lists 24/7 global technical support and a dedicated personal manager. Noda says the service does not support recurring subscriptions.

Tarabut Gateway Account Information connects customer bank accounts through an Open Banking consent journey and provides account data after permission is granted. Its Connect service supplies an embeddable URL that guides customers through bank selection, permissions, bank authentication, and consent. Available information can include accounts, transactions, direct debits, and beneficiaries. Transaction responses may include category and merchant details through Insights. Documentation says one year of transaction history is fetched by default, although available history varies by bank. Consent can be one-time or long-term; long-term consent lasts up to 12 months and is required for categorisation. Refresh frequency depends on the bank, while APIs can request updated balances and transactions. Connect supports English and Arabic. Customers can withdraw access at any time, and Tarabut says credentials remain with the bank. A free Portal account provides an isolated development sandbox. Tarabut presents Connect for personal finance, spend management, and lending flows, with API and web access.