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SPECIFICTION
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NOWPayments vs tru

NOWPayments

nowpayments.io

tru

tru.so

Side by side

FigureNOWPaymentstru
Price fromFree—
Free planYes—
Free trial——
Open source——
WebYesYes
iOSYes—
AndroidYes—
APIYesYes
Plans published51
Spec score · Payment Gateways8.5 (#11)7.7 (#29)
IntegrationsNOWPayments names WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid among its ecommerce plugin integrations.The privacy policy names Stripe Link and Stripe Connect, and MCP-compatible clients including Claude Code, Cursor, and Windsurf.
SupportThe pricing page advertises 24/7 support.The privacy policy lists [email protected] for support and says it aims to respond to inquiries within 30 days or sooner where required by law.
What it doesNOWPayments is a non-custodial gateway for accepting cryptocurrency payments, donations and payouts through websites, stores and social accounts.tru is an authentication, identity, and payments platform that lets AI agents discover, authenticate with, and pay for services on users’ behalf.

Plans

NOWPayments

  • Standard payment processingFree
  • Autoconverted or fixed-rate paymentsPrice not published
  • Off-chain conversionsPrice not published
  • Payments without conversionPrice not published
  • Withdrawals and mass payoutsPrice not published

NOWPayments pricing →

tru

  • Usage-based$0.50, paid once

tru pricing →

In their own words

NOWPayments

NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. Its homepage says the gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include invoices, subscriptions, buttons, donations, point of sale, widgets, plugins, and a white-label option. The API supports instant payment notifications and allows one order to be paid with multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes its service as non-custodial and says it does not hold or store customer funds. Received crypto can be converted automatically into a chosen cryptocurrency using ChangeNOW. Account security controls include two-factor authentication, role-based access, and withdrawal whitelisting. The company presents the service for businesses including ecommerce, gaming, SaaS, marketplaces, charities, payroll, and travel. It advertises 24/7 support. NOWPayments was founded in 2019 by the team behind ChangeNOW and identifies FD Transfers LLC as its operator. The listed standard payment processing plan is free; blockchain network fees are excluded, and enterprise pricing is available on request.

Visit nowpayments.io

tru

tru has no write-up on Specifiction yet; its figures are above.

Visit tru.so