NymCard vs Solaris
NymCard
nymcard.com
Solaris
solarisgroup.comSide by side
| Figure | NymCard | Solaris |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.0 (#7) | 7.0 (#27) |
| API integration | NymCard describes nCore as an API-driven platform and provides REST APIs for building and managing card programs. | Solaris offers modular REST APIs organized by product domain, so teams can integrate the endpoints they need for accounts, cards, and lending. |
| Cards | The platform supports debit, credit, and prepaid cards issued as physical, virtual, or tokenized cards. | Partners can issue and manage physical or virtual debit, prepaid and credit cards. |
| Founded | 2018 | 2016 |
| Integrations | NymCard says its platform connects to existing core banking platforms without requiring their replacement. | Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners. |
| Intended customers | NymCard identifies banks, fintechs, and businesses as customers for its payments infrastructure. | Solaris says it works with Big Tech companies, fintechs and startups, corporates, and banks and finance businesses. |
| Payments | Money movement capabilities include domestic rails, cross-border payments, foreign exchange, and remittances. | Payment options include SEPA Credit Transfer, SEPA Direct Debit, SEPA Instant and batch payments. |
| Product | nCore combines card issuing, money movement, settlement, reconciliation, lending, and financial crime capabilities on one payments platform. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services in their own products. |
| Support | The site directs prospective customers to contact its team and directs developers to documentation. | Solaris says dedicated onboarding teams, integration consultants and project managers accompany partner projects from day one. |
| What it does | NymCard describes nCore as a payments platform covering card issuing, money movement, settlement, reconciliation, lending, and financial crime. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services into their products. |
Plans
In their own words
NymCard
NymCard’s nCore is a payments platform for banks, fintechs, and businesses building financial products. It combines card issuing, money movement, settlement, reconciliation, lending infrastructure, and financial crime capabilities. Card programs can issue debit, credit, or prepaid cards in physical, virtual, or tokenized form, with controls for spending limits, billing cycles, repayment, and installments.
The platform also supports domestic and cross-border payments, foreign exchange, remittances, wallet top-ups, peer-to-peer and merchant payments, bill payments, transfers, and cash in and out. Financial crime features include identity verification, fraud monitoring, risk management, AML and sanctions screening, and issuer-side 3D Secure. NymCard says nCore can connect to existing core banking systems without replacing them, and can run in public cloud, hybrid, on-soil, or fully on-premise deployments. Its APIs, webhooks, implementation guides, and developer tools support integration. Listed platforms include Android, iOS, web, API, and self-hosted. NymCard says nCore holds PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001 certifications. Pricing is on request. Its lending infrastructure supports decisioning, origination, and servicing, but NymCard does not fund loans.