NymCard vs Treezor
NymCard
nymcard.comTreezor
treezor.comSide by side
| Figure | NymCard | Treezor |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.0 (#7) | 7.2 (#24) |
| Card issuing | The platform supports debit, credit, prepaid, and wallet products. | Treezor supports physical and virtual Visa or Mastercard programs linked to accounts, with configurable card controls and limits. |
| Cards | The platform supports debit, credit, and prepaid cards issued as physical, virtual, or tokenized cards. | Treezor supports physical and virtual Mastercard or Visa card programs, with configurable card controls and limits. |
| Founded | 2018 | Treezor says it was founded in 2016. |
| Integrations | NymCard says its platform connects to existing core banking platforms without requiring their replacement. | Treezor’s card services support Apple Pay, Google Pay, and Samsung Pay. |
| Intended customers | NymCard identifies banks, fintechs, and businesses as customers for its payments infrastructure. | Treezor describes its solutions for banks and regulated institutions, digital banking and fintech, ERP and accounting technology, employee benefits, and other sectors. |
| Product | nCore combines card issuing, money movement, settlement, reconciliation, lending, and financial crime capabilities on one payments platform. | Treezor provides Banking-as-a-Service for embedding financial services through an API. |
| Security | NymCard states that nCore is certified for PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001. | Treezor lists PCI DSS and ISO 27001 among its security credentials and describes itself as an ACPR-licensed electronic money institution. |
| Support | The site directs prospective customers to contact its team and directs developers to documentation. | For questions about a Treezor-powered payment account, card, or IBAN, customers are directed to contact the company where they opened the account first. |
| What it does | NymCard describes nCore as a payments platform covering card issuing, money movement, settlement, reconciliation, lending, and financial crime. | Treezor provides embedded finance and Banking-as-a-Service through APIs, covering services across the payment chain from receiving to issuing payments. |
Plans
In their own words
NymCard
NymCard’s nCore is a payments platform for banks, fintechs, and businesses building financial products. It combines card issuing, money movement, settlement, reconciliation, lending infrastructure, and financial crime capabilities. Card programs can issue debit, credit, or prepaid cards in physical, virtual, or tokenized form, with controls for spending limits, billing cycles, repayment, and installments.
The platform also supports domestic and cross-border payments, foreign exchange, remittances, wallet top-ups, peer-to-peer and merchant payments, bill payments, transfers, and cash in and out. Financial crime features include identity verification, fraud monitoring, risk management, AML and sanctions screening, and issuer-side 3D Secure. NymCard says nCore can connect to existing core banking systems without replacing them, and can run in public cloud, hybrid, on-soil, or fully on-premise deployments. Its APIs, webhooks, implementation guides, and developer tools support integration. Listed platforms include Android, iOS, web, API, and self-hosted. NymCard says nCore holds PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001 certifications. Pricing is on request. Its lending infrastructure supports decisioning, origination, and servicing, but NymCard does not fund loans.
Treezor
Treezor provides Banking-as-a-Service for businesses embedding financial services through APIs. Its services cover payment accounts and wallets with virtual and local IBANs, core banking, KYC/KYB, card issuing and processing, acquiring, and SEPA and international payments. Businesses can offer physical or virtual Visa and Mastercard cards linked to accounts, with configurable controls and limits. The REST API exchanges JSON and requires HTTPS requests with a JSON Web Token in the Authorization header. Each customer can use a dedicated sandbox for testing, while dashboards support team onboarding and operations monitoring. Card services work with Apple Pay, Google Pay, and Samsung Pay. Authentication options include WebNative for browsers and mobile devices, native iOS and Android SDKs, and bridges for React Native, Flutter, and Capacitor. Treezor says it is an ACPR-authorized electronic money institution with authorization to operate in 25 countries. Its supported regions include Belgium, France, Germany, Italy, Luxembourg, Spain, and The Netherlands. Pricing is on request.