OFX vs PayPay
| OFX | PayPay | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | No | No |
| Paid from | — | $1,980/mo |
| Open source | No | No |
| Platforms | Web, iOS, Android | Android, iOS |
| Free plan | Yes | Yes |
| Paid from | Free | — |
| Recipient methods | bank | — |
| Transfer speed | 1_3_days | instant |
| Exchange-rate model | markup | — |
| Mobile platforms | both | both |
| Upfront fee display | Yes | — |
| Transfer tracking | Yes | Yes |
| Scheduled transfers | Yes | Yes |
Both are listed in Best Money Transfer Apps. On Specifiction, OFX scores higher on our published basis.