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SPECIFICTION
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PayPay

paypay.ne.jp

From $1,980/mo Free plan iOSAndroid
Visit paypay.ne.jp
Spec score 8.5 #6 of 24 in Peer-to-Peer Payment Apps

Spec sheet

What it does
PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code.Read 8 Oct 2026 · paypay.ne.jp
Free plan
YesRead 20 Sep 2026 · paypay.ne.jp
Security
PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information.Read 8 Oct 2026 · paypay.ne.jp
Support
PayPay directs users with suspected unauthorized use or login problems to its Help pages.Read 8 Oct 2026 · paypay.ne.jp
Headquarters
Tokyo, JapanRead 28 Sep 2026 · paypay.ne.jp
Founded
2018Read 28 Sep 2026 · paypay.ne.jp
Company business
PayPay Corporation develops and provides electronic payment services including mobile payments.Read 8 Oct 2026 · about.paypay.ne.jp
Merchant pricing
Merchant payment system fees are 1.60% with the Lite Plan under stated eligibility conditions and 1.98% without it, before tax.Read 8 Oct 2026 · paypay.ne.jp
Merchant tools
Merchants can use PayPay for Business to issue coupons and stamp cards.Read 8 Oct 2026 · paypay.ne.jp
Mobile platforms
bothRead 20 Sep 2026 · paypay.ne.jp
Other app functions
The app includes bill payment, delivery ordering, investment experiences, financial services, and external service integrations.Read 8 Oct 2026 · paypay.ne.jp
Payment options
Users can link a bank account or PayPay Card and add cash balance at Seven Bank or Lawson Bank ATMs.Read 8 Oct 2026 · paypay.ne.jp
Peer transfers
Users can send their PayPay balance to friends and family.Read 8 Oct 2026 · paypay.ne.jp
Registration and usage limit
App registration is free, but use incurs mobile data charges, and payment, balance top-up, and transfer limits apply.Read 8 Oct 2026 · paypay.ne.jp
Rewards
PayPay says purchases can earn PayPay Points and the app offers campaigns and coupons.Read 8 Oct 2026 · paypay.ne.jp
Scheduled transfers
YesRead 20 Sep 2026 · paypay.ne.jp
Security certifications
PayPay lists PCI DSS and ISMS certification among its security measures.Read 8 Oct 2026 · paypay.ne.jp
Transfer speed
instantRead 20 Sep 2026 · paypay.ne.jp
Transfer tracking
YesRead 20 Sep 2026 · paypay.ne.jp
Where it works
PayPay is accepted at participating physical stores, online services, and for utility bill payments; availability can vary by store.Read 8 Oct 2026 · paypay.ne.jp

Plans and prices

PayPay app Free Free registration; use requires a smartphone that can receive SMS verification; payment and balance limits vary by payment method Read 8 Oct 2026 · paypay.ne.jp
PayPay My Store Lite Plan $1,980 a month Per store; initial fee 1,980円 (tax excluded); the page states trial campaign pricing is 0円 and monthly billing starts after the initial 3 months Merchant plan; 1.60% payment fee if all physical stores use the plan; coupon usage fee 3% per transaction Read 8 Oct 2026 · paypay.ne.jp

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Where Specifiction places it

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